Commercial Insurance
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Your Commercial Insurance Specialists

Whether you run a retail store, a farming business, or a construction company, we have a tailored insurance solution that provides comprehensive protection for your unique business needs.

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About BUSINESS INSURANCE

Comprehensive protection for your business

At Dunk, our business insurance packages can be customised to match the specific risks associated with your industry. Whether you run a retail store, a farming business, or a construction company, we have a tailored insurance solution that provides comprehensive protection for your unique business needs.


Running a business involves navigating various risks which can significantly impact your operations and finances. Our business insurance packages can be customised to match the specific risks associated with your industry.

PROTECT WHAT MATTERS MOST

Tailored Business Coverage For your Unique Needs

  • Professional Indemnity

    Protection for businesses and professionals arising from a breach of professional duty, including protection against defamation, breach of trust and negligence.

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  • Trade Packages

    Specialised Insurance products designed to cater for trades people operating as a sole trader or small operator.

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  • Commercial Motor

    A specialised product for business related vehicles including sedans, station wagons, four wheel drives, utilities, vans, trailers and heavy vehicles such as trucks, forklifts and all earthmoving equipment.

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  • Liability Insurance

    Workers Compensation Insurance is designed to protect both employers and employees in the event of a work-related injury or illness. It provides financial support for medical expenses, rehabilitation, and lost wages, ensuring employees receive the care they need while helping businesses meet their legal obligations and maintain a safe, supportive work environment.

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Protection for businesses and professionals arising from a breach of professional duty, including protection against defamation, breach of trust and negligence.

Learn more

Specialised Insurance products designed to cater for trades people operating as a sole trader or small operator.

Learn more

A specialised product for business related vehicles including sedans, station wagons, four wheel drives, utilities, vans, trailers and heavy vehicles such as trucks, forklifts and all earthmoving equipment.

Learn more

Covers sums you become legally liable to pay as compensation to Personal Injury or Property Damage occurring as a result of your business activities.

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Workers Compensation Insurance is designed to protect both employers and employees in the event of a work-related injury or illness. It provides financial support for medical expenses, rehabilitation, and lost wages, ensuring employees receive the care they need while helping businesses meet their legal obligations and maintain a safe, supportive work environment.

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Why choose Dunk Insurance?

At Dunk Insurance, we’ve spent over 40 years helping people like you protect what matters most. As a leading insurance broker in regional areas, we specialise in offering tailored insurance solutions that fit your unique needs, whether for your business, farm, or home. 


Our deep understanding of local markets and commitment to personalised service means we don’t just sell policies—we provide peace of mind.


We’re here to guide you every step of the way, ensuring you have the right coverage to safeguard your commercial assets and your family.

Contact Dunk Insurance
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Protect Against Liability Claims

Accidents happen, and when they do, your business could be held liable for damages or injuries. Liability claims can result in costly legal fees and settlements. Business insurance shields you from these risks, covering legal expenses and compensation costs, so you can focus on running your business.

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Ensure Business Continuity

What would happen if a fire, flood, or other catastrophe forced your business to shut down temporarily? Business interruption insurance, a key component of a comprehensive business insurance package, covers lost income and operating expenses during the recovery period.

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Protect Your

Employees

Your employees are your greatest asset. Workers' compensation insurance ensures that they receive medical care and compensation for lost wages if they are injured or become ill while employed by you. This not only protects your employees, but also helps you avoid costly lawsuits and maintain a positive work environment.

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Claims are made simple with Dunk Insurance.

The Way It Should Be.

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Report the incident

Contact our claims support team immediately to report the incident

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Provide details

Have your policy number and details of the incident ready.

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Assessment

Our team will assess the claim and guide you through any necessary documentation.

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Resolution

We aim to resolve claims swiftly, keeping you informed at every step.

For claims support, call us at (02) 6382 7447 or reach out to your local Dunk agent.

More Information About Claims

Stay informed and in the loop.

Checklist for Insuring Your Private Aircraft and Motor Vehicles

By Callum Gracie • August 8, 2024
Owning high-value assets such as private aircraft, motorcycles, or luxury vehicles is a significant investment that requires adequate protection. With the right insurance coverage, you can safeguard your assets from unexpected risks. In this guide, we’ll explore what to consider when insuring high-value items, the differences between insurance types, and common mistakes to avoid.

Understanding Crop Insurance

By Callum Gracie • August 8, 2024
Farming in Australia can be unpredictable, with everything from hail and floods to extreme heat posing a threat to crops. Protecting your livelihood through crop insurance is one of the best ways to manage the risks associated with running a farm. Whether you grow wheat, manage vineyards, or cultivate orchards, Dunk Insurance offers tailored crop insurance solutions designed to protect your crops and your income from a variety of natural and man-made risks. In this guide, we explore the different types of crop insurance available, how it works, and how to choose the right coverage for your farm.

Protect Your Rural Property from Natural Disasters

August 8, 2024
Rural properties are the backbone of Australia’s agricultural landscape, providing livelihoods to thousands of farmers and rural communities. However, living in regional areas often means facing unpredictable natural disasters such as bushfires, floods, and storms. Preparing your property for these risks can save not only valuable assets but also lives. In this guide, we explore practical steps rural property owners can take to protect themselves, and how rural insurance can help mitigate financial losses when disaster strikes.

Need to talk to a Dunk specialist?

Book a free consultation today.

  • What types of Commercial Insurance does Dunk Insurance offer?

    We provide a range of commercial insurance solutions, including Public Liability, Professional Indemnity, Commercial Motor, Property Insurance, Workers Compensation, and Business Protection. Our brokers will work with you to tailor coverage to suit the specific needs of your business.

  • Why should I use a broker for my Commercial Insurance?

    Using a trusted insurance broker like Dunk Insurance ensures you get expert advice on the coverage that best fits your business. We understand the complexities of commercial insurance and will guide you through choosing policies, managing premiums, and handling claims, all while advocating for the best rates.

  • What is Public Liability Insurance, and do I need it?

    Public Liability Insurance protects your business from legal claims if someone is injured or their property is damaged due to your business activities. It is essential for most businesses, especially those that interact with clients, suppliers, or the general public.

  • What is Professional Indemnity Insurance, and who needs it?

    Professional Indemnity Insurance protects businesses that provide advice or services from claims of negligence, errors, or omissions. It’s particularly important for consultants, advisors, and other professionals whose advice could lead to financial loss for a client.

  • What’s the difference between Commercial Property Insurance and Public Liability Insurance?

    Commercial Property Insurance covers your business’s physical assets, such as buildings, equipment, and stock, against risks like fire or theft. Public Liability Insurance, on the other hand, protects your business from third-party claims for injury or property damage.

  • Can I get insurance for my business vehicles?

    Yes, we offer Commercial Motor Insurance, which covers business vehicles against accidents, theft, and damage. Whether you have one vehicle or an entire fleet, we’ll help you get the right coverage.

  • What is Workers Compensation Insurance, and is it mandatory?

    Workers Compensation Insurance provides coverage for employees in case of work-related injuries or illnesses. It’s mandatory in Australia for all employers and helps cover medical expenses, rehabilitation, and lost wages.

  • How do I know if my business has the right level of coverage?

    Our experienced brokers will assess your business’s specific risks and help you choose the right policies. We regularly review your coverage to ensure you remain protected as your business grows and evolves.

  • How do I file a claim with Dunk Insurance?

    Filing a claim is simple. Contact your Dunk Insurance broker, and we’ll guide you through the process, making it as simple and stress free as possible for you, helping with documentation and liaising with the insurer to ensure a smooth, timely resolution for you and your family.

Talk to us today!

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