Private Motor Insurance
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Your Private Motor Insurance specialist.

When it comes to insuring your vehicle, Dunk Insurance provides tailored Private Motor Insurance solutions that ensure you’re covered, no matter where you are. We offer three levels of cover, including Comprehensive, Third Party Fire & Theft, and Third Party Only—so you can choose the protection that suits your needs best.

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About Private Motor Insurance

Comprehensive Coverage for Your Private Motor Vehicle

We understand that your car is essential for daily life, whether you’re commuting, running errands, or exploring the open roads of Australia. Our Private Motor Insurance policies provide tailored coverage options that ensure your vehicle is protected from accidents, theft, and damages.


Unexpected events such as road accidents or vehicle theft can occur at any time, leading to costly repairs or replacement. Private Motor Insurance offers financial protection, allowing you to repair or replace your vehicle without significant out-of-pocket expenses.


Stay on the road with peace of mind, knowing that Dunk Insurance is here to offer the best coverage for your vehicle.

Why choose to partner with Dunk Insurance for your Private Motor Insurance?

We go beyond just offering policies—we provide personalised service that ensures you get the right level of cover for your vehicle. Whether you’re insuring your car, motorcycle, or other private vehicles, our extensive knowledge of regional needs and access to multiple insurers means we can offer competitive premiums without compromising on coverage.


Our experienced team is here to guide you through the decision-making process, helping you understand the differences between comprehensive, third-party fire and theft, and third-party only policies.

Learn more about Dunk Insurance
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Protect Against Liability Claims

If your vehicle causes damage to someone else’s property or injuries to others, liability insurance will cover the costs. This protects you from paying out of pocket for expensive legal fees or compensation.

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Ensure Your

Mobility

In the event of an accident, fire, or theft, Private Motor Insurance ensures you can get back on the road without lengthy delays. Comprehensive policies offer broader protection, helping you recover faster after a loss.

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Tailored to Your Needs

Each driver is unique, and so are their needs. At Dunk Insurance, your policy can be tailored with options like Comprehensive, Third Party Fire & Theft, or Third Party Only. This gives you flexibility in choosing the coverage that fits your lifestyle and budget.

Our Claims Process Is Simple.

The Way It Should Be.

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Report the incident

Contact our claims support team immediately to report the incident

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Provide details

Have your policy number and details of the incident ready.

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Assessment

Our team will assess the claim and guide you through any necessary documentation.

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Resolution

We aim to resolve claims swiftly, keeping you informed at every step.

For claims support, call us at (02) 6382 7447 or reach out to your local Dunk agent.

More Information About Claims

Stay informed and in the loop.

Checklist for Insuring Your Private Aircraft and Motor Vehicles

By Callum Gracie • August 8, 2024
Owning high-value assets such as private aircraft, motorcycles, or luxury vehicles is a significant investment that requires adequate protection. With the right insurance coverage, you can safeguard your assets from unexpected risks. In this guide, we’ll explore what to consider when insuring high-value items, the differences between insurance types, and common mistakes to avoid.

Understanding Crop Insurance

By Callum Gracie • August 8, 2024
Farming in Australia can be unpredictable, with everything from hail and floods to extreme heat posing a threat to crops. Protecting your livelihood through crop insurance is one of the best ways to manage the risks associated with running a farm. Whether you grow wheat, manage vineyards, or cultivate orchards, Dunk Insurance offers tailored crop insurance solutions designed to protect your crops and your income from a variety of natural and man-made risks. In this guide, we explore the different types of crop insurance available, how it works, and how to choose the right coverage for your farm.

Protect Your Rural Property from Natural Disasters

August 8, 2024
Rural properties are the backbone of Australia’s agricultural landscape, providing livelihoods to thousands of farmers and rural communities. However, living in regional areas often means facing unpredictable natural disasters such as bushfires, floods, and storms. Preparing your property for these risks can save not only valuable assets but also lives. In this guide, we explore practical steps rural property owners can take to protect themselves, and how rural insurance can help mitigate financial losses when disaster strikes.

Protect your family and speak with Dunk Insurance today.

Book a free consultation

  • What does Home and Contents Insurance cover?

    Home and Contents Insurance typically covers your home’s structure (including outbuildings, garages, and fences) and your personal belongings inside the house. This includes protection against theft, fire, natural disasters, accidental damage, and other unexpected events.

  • What are the benefits of having accidental damage cover?

    Accidental damage cover ensures that your home and contents are protected against unexpected events such as accidentally spilling wine on a carpet or breaking a window. This type of coverage adds an extra layer of protection beyond standard listed events.

  • Can I insure high-value items such as jewellery or electronics?

    Yes, you can add additional cover for high value items like jewellery, electronics, and other valuables. 


    Some policies automatically cover valuables up to a certain limit, but for items above this limit, they need to be listed separately in your policy.

  • Does Home and Contents Insurance cover natural disasters like bushfires and floods?

    Yes, most policies provide cover for a range of natural disasters, including bushfires, floods, and storms. However, the extent of coverage may vary depending on the location of your home and your specific policy. 


    Speak to Dunk Insurance to ensure your policy meets your needs for natural disaster protection.

  • How does the excess work in Home and Contents Insurance?

    The excess is the amount you agree to pay when making a claim. Policies often allow you to choose your excess amount. Opting for a higher excess can lower your premium, but you will pay more out-of-pocket if you make a claim.

  • Can I get cover for items taken outside the home, like laptops or cameras?

    Yes, many policies offer the option to insure portable items under “personal effects cover.” This ensures that valuable items like laptops, cameras, or jewellery are protected, even when taken outside the home, for loss, theft, or damage.

  • How do I make a claim on my Home and Contents Insurance?

    To make a claim, you can contact Dunk Insurance via our customer service line or online claims portal. We aim to make the process as smooth and efficient as possible, guiding you through the steps needed to assess the claim and process it quickly.

Talk to us today!

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