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Tailored Vehicle Protection Solutions Across Australia

Dunk Insurance delivers comprehensive Private Motor Insurance solutions. We ensure optimal protection regardless of location. Our flexible coverage portfolio includes Comprehensive, Third Party Fire & Theft, and Third Party Only options. This enables selection of protection levels precisely aligned with individual requirements and budgets.

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About Private Motor Insurance

Complete Protection for Personal Vehicle Assets

We know that personal vehicles are vital for daily travel. People use them for commuting, running errands, or exploring Australia’s landscapes. Our Private Motor Insurance policies provide tailored coverage configurations. It ensures comprehensive vehicle protection against accidents, theft, and damage exposures.



Unforeseen incidents including vehicular accidents or theft, can occur without warning. It leads to substantial repair or replacement costs. Private Motor Insurance delivers critical financial protection, facilitating vehicle repair or replacement. It does so without significant personal financial burden.


Stay mobile and confident with Dunk Insurance. We offer the best coverage solutions for your vehicle protection needs.

Why Partner with Dunk Insurance for Private Motor Insurance?

Our approach transcends standard policy provision. We deliver personalised service excellence ensuring appropriate coverage alignment for each vehicle. Need to insure cars, motorcycles, or other private vehicles? Our extensive regional market knowledge and comprehensive insurer access enables competitive premium structures. And we can do so without coverage compromise.



Our experienced professionals guide clients through coverage selection. We clearly differentiate between three options:

  • Comprehensive,
  • Third Party Fire & Theft,
  • and Third Party Only.


Learn more about Dunk Insurance
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Protection Against Liability Claims

Liability insurance covers costs when vehicles damage someone else's property or cause injuries. This protection shields against personal liability for legal expenses and compensation obligations.

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Ensure Continuous Mobility

After accidents, fires, or theft, Private Motor Insurance quickly helps you get back on the road. Comprehensive policies provide enhanced protection scope, accelerating recovery following loss events.

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Customised Coverage Solutions

Individual driver requirements vary. 


Dunk Insurance policies let you choose from three options: 


  • Comprehensive


  • Third Party Fire & Theft


  • Third Party Only


This flexibility helps you find the right coverage for your needs. We provide coverage flexibility aligned with lifestyle requirements and budget parameters.

Our Claims Process Is Simple.

The Way It Should Be.

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Report the incident

Contact our dedicated claims support team immediately following any incident.

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Provide details

Supply policy reference and comprehensive incident details.

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Assessment

Our specialists conduct thorough claim evaluations and facilitate documentation requirements.

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Resolution

We pursue expeditious claim settlement while maintaining transparent communication throughout.

For claims support, call us at (02) 6382 7447 or reach out to your local Dunk agent.

More Information About Claims

Stay informed and in the loop.

Checklist for Insuring Your Private Aircraft and Motor Vehicles

By Callum Gracie • August 8, 2024
Owning high-value assets such as private aircraft, motorcycles, or luxury vehicles is a significant investment that requires adequate protection. With the right insurance coverage, you can safeguard your assets from unexpected risks. In this guide, we’ll explore what to consider when insuring high-value items, the differences between insurance types, and common mistakes to avoid.

Understanding Crop Insurance

By Callum Gracie • August 8, 2024
Farming in Australia can be unpredictable, with everything from hail and floods to extreme heat posing a threat to crops. Protecting your livelihood through crop insurance is one of the best ways to manage the risks associated with running a farm. Whether you grow wheat, manage vineyards, or cultivate orchards, Dunk Insurance offers tailored crop insurance solutions designed to protect your crops and your income from a variety of natural and man-made risks. In this guide, we explore the different types of crop insurance available, how it works, and how to choose the right coverage for your farm.

Protect Your Rural Property from Natural Disasters

August 8, 2024
Rural properties are the backbone of Australia’s agricultural landscape, providing livelihoods to thousands of farmers and rural communities. However, living in regional areas often means facing unpredictable natural disasters such as bushfires, floods, and storms. Preparing your property for these risks can save not only valuable assets but also lives. In this guide, we explore practical steps rural property owners can take to protect themselves, and how rural insurance can help mitigate financial losses when disaster strikes.

Protect Your Vehicle Investment with Dunk Insurance

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  • What coverage levels are available for Private Motor Insurance?

    We offer three distinct coverage levels: 


    • Comprehensive (full coverage including own vehicle damage), 
    • Third Party Fire & Theft (third-party damage plus fire/theft protection for your vehicle), 

    • and Third Party Only (covers damage to other vehicles/property only).


  • What does Comprehensive Motor Insurance include?

    Accidental damage cover ensures that your home and contents are protected against unexpected events such as accidentally spilling wine on a carpet or breaking a window. This type of coverage adds an extra layer of protection beyond standard listed events.

  • How does Third Party Fire & Theft differ from Third Party Only?

    Third Party Fire & Theft includes basic third-party property damage coverage. Plus protection if your vehicle is stolen or damaged by fire. Third Party Only exclusively covers damage you cause to others' property, excluding any coverage for your own vehicle.

  • Are windscreen replacements covered?

    Yes, most policies provide cover for a range of natural disasters, including bushfires, floods, and storms. However, the extent of coverage may vary depending on the location of your home and your specific policy. 


    Speak to Dunk Insurance to ensure your policy meets your needs for natural disaster protection.

  • What factors influence premium calculations?

    Premium determinations take into account:

    • Driver age  
    • Driving history  
    • Vehicle type and value  
    • Usage patterns  
    • Storage location  

    • Selected coverage level

    Our brokers provide detailed explanations of premium factors.

  • Can I protect accessories and modifications?

    Yes, aftermarket accessories and modifications can receive coverage through policy endorsements. Declaration of modifications ensures appropriate protection and claim validity.

  • What should I do following an accident?

    Make safety your priority. Share details with everyone involved. Take photos of the scene if you can. Then, contact Dunk Insurance right away to start the claims process. We guide you through each subsequent step.

Talk to us today!

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