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Your Crop Insurance Specialists

Comprehensive Agricultural Risk Management Solutions


Dunk Insurance delivers specialised Crop Insurance solutions. It protects broadacre crops, wheat, forestry, orchards, vineyards, and diverse agricultural operations. Through strategic partnerships with trusted insurers, we provide comprehensive coverage. Policies include extreme weather events fire, pest infestations, and disease. This safeguards your agricultural investments and ensuring rapid operational recovery.

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About Crop Insurance

Strategic Protection Against Unpredictable Australian Conditions

Australian agricultural operations face substantial crop damage from fire and hail events. This creates millions in annual losses through unpredictable weather patterns. Crop Insurance provides essential financial protection for primary producers. It delivers comprehensive coverage throughout complete cropping cycles.


Dunk Insurance collaborates with leading agricultural insurers. This includes CGU, Insurance Facilitators, Primacy, and Rural Affinity. They help secure competitive premiums and protect agricultural income and operations.

Protect What Matters Most

Specialised Agricultural Insurance Solutions

  • Broadacre Insurance

    Broadacre Insurance provides essential protection for large-scale agricultural operations, covering crops such as wheat, barley, canola, and more. This insurance safeguards against risks like fire, hail, and other unforeseen events that can damage your crops and impact your yield. By offering tailored coverage, Broadacre Insurance helps farmers protect their investment, ensuring peace of mind throughout the growing season.

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  • Wheat Insurance

    Wheat Insurance offers specialised coverage to protect wheat growers from risks such as fire, hail, and adverse weather conditions that can impact crop yield. This tailored insurance provides financial security, helping farmers recover from unforeseen losses and ensuring that their investment is protected throughout the growing season.

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  • Forestry Insurance

    Forestry Insurance provides essential coverage for forestry operations, protecting against risks such as fire, storm damage, and pest infestations. This specialised insurance helps safeguard your investment in timber, ensuring financial stability and peace of mind in the face of unforeseen events. With tailored options, Forestry Insurance supports the unique needs of forestry businesses, from planting through to harvest.

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  • Orchard Insurance

    Orchard Insurance offers tailored protection for orchard owners, covering risks such as fire, hail, and severe weather that can damage fruit trees and affect yield. This specialised insurance helps secure your investment, ensuring that your orchard can recover from unforeseen events. With comprehensive coverage options, Orchard Insurance provides peace of mind so you can focus on growing and harvesting with confidence.

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  • Vineyard Insurance

    Vineyard Insurance provides essential coverage for vineyard owners, protecting against risks like fire, frost, hail, and disease that can impact grapevines and reduce yield. This specialised insurance supports the unique needs of vineyard operations, ensuring your investment is safeguarded throughout the growing and harvesting seasons. With tailored coverage options, Vineyard Insurance offers peace of mind, allowing you to focus on cultivating a successful vintage.

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Broadacre Insurance delivers essential protection for large-scale agricultural enterprises. It incompasses crops including wheat, barley, canola, and additional commodities. This specialised coverage safeguards against fire, hail, and unforeseen perils impacting crop yields. Tailored protection ensures agricultural investments remain secure, providing operational confidence throughout growing seasons.

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Wheat Insurance provides targeted coverage. It protects wheat producers against fire, hail, and adverse weather conditions. This specialised protection delivers financial security, facilitating recovery from unforeseen losses. This ensures investment protection throughout cultivation periods.

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Forestry Insurance encompasses comprehensive coverage for timber operations. It protects against fire, storm damage, and pest infestation risks. This specialised protection safeguards long-term timber investments, ensuring financial stability despite unforeseen events. Tailored options address unique forestry requirements from establishment through harvest.

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Orchard Insurance delivers customised protection for fruit producers. We cover fire, hail, and severe weather risks potentially damaging trees and affecting yields. This specialised coverage secures horticultural investments, ensuring operational recovery capacity following adverse events. Comprehensive options provide confidence throughout growing and harvest periods.

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Vineyard Insurance provides targeted coverage for viticulture operations. It protects against fire, frost, hail, and disease impacts on grapevines and yield potential. This specialised protection addresses unique vineyard requirements. It safeguards investments throughout cultivation and vintage periods. Tailored coverage enables focus on quality production.

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Why farmers partner with Dunk Insurance?

With over 40 years of experience, Dunk Insurance is dedicated to helping farmers protect what matters most. As a trusted insurance broker with deep roots in regional areas, we specialise in creating tailored Crop Insurance solutions that address the unique challenges of agricultural operations.


Our in-depth understanding of local farming needs, combined with our commitment to personalised service, means we do more than just provide policies—we offer peace of mind. Choosing Dunk Insurance for your Crop Insurance ensures you’ll have the right coverage to safeguard your crops, protect your income, and help you recover quickly from unforeseen events.

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Protection Against Liability Exposures

Agricultural operations generate inherent liability risks with potential third-party claims. Ones from neighbouring properties create costly legal exposure. Crop Liability Insurance provides robust protection covering legal expenses and compensation obligations. It allows operational focus without liability concerns.

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Vehicle and Equipment Protection

Agricultural vehicles and machinery remain essential for operational continuity. Crop Motor Insurance protects tractors, utilities, and specialised equipment. It covers accidents, theft, or damage, maintaining operational capacity despite costly disruption risks.

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Stored Commodity Protection

Beyond field risks, stored seeds, fertilisers, and harvested commodities require comprehensive protection. Crop Insurance safeguards valuable assets against theft, contamination, or loss risks. It provides security from planting through marketing.

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Our Claims Process Is Simple.

The Way It Should Be.

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Immediate Notification

Contact our agricultural claims specialists immediately following loss events.

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Documentation Support

Provide policy details and comprehensive loss documentation.

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Professional Assessment

Agricultural insurance specialists conduct thorough evaluations facilitating claims.

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Expeditious Settlement

We pursue prompt resolution maintaining transparent communication throughout.

For claims support, call us at (02) 6382 7447 or reach out to your local Dunk agent.

More Information About Claims

Stay informed and in the loop.

Checklist for Insuring Your Private Aircraft and Motor Vehicles

By Callum Gracie • August 8, 2024
Owning high-value assets such as private aircraft, motorcycles, or luxury vehicles is a significant investment that requires adequate protection. With the right insurance coverage, you can safeguard your assets from unexpected risks. In this guide, we’ll explore what to consider when insuring high-value items, the differences between insurance types, and common mistakes to avoid.

Understanding Crop Insurance

By Callum Gracie • August 8, 2024
Farming in Australia can be unpredictable, with everything from hail and floods to extreme heat posing a threat to crops. Protecting your livelihood through crop insurance is one of the best ways to manage the risks associated with running a farm. Whether you grow wheat, manage vineyards, or cultivate orchards, Dunk Insurance offers tailored crop insurance solutions designed to protect your crops and your income from a variety of natural and man-made risks. In this guide, we explore the different types of crop insurance available, how it works, and how to choose the right coverage for your farm.

Protect Your Rural Property from Natural Disasters

August 8, 2024
Rural properties are the backbone of Australia’s agricultural landscape, providing livelihoods to thousands of farmers and rural communities. However, living in regional areas often means facing unpredictable natural disasters such as bushfires, floods, and storms. Preparing your property for these risks can save not only valuable assets but also lives. In this guide, we explore practical steps rural property owners can take to protect themselves, and how rural insurance can help mitigate financial losses when disaster strikes.

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  • What does Crop Insurance typically encompass?

    Crop Insurance can cover a range of risks, including damage due to fire, hail, and other weather-related incidents. It may also protect harvested crops in storage or during transit.

  • Is coverage available for pre and post-harvest periods?

    Yes, many policies offer options for both pre-harvest and post-harvest insurance. Pre-harvest insurance estimates cover based on expected yield, while post-harvest policies adjust based on actual yields to provide more accurate protection.

  • What additional coverage benefits are available?

    Supplementary benefits can include:


    • Chemical overspray protection.
    • Livestock intrusion coverage.

    • Fire protection for stored goods on the farm or in transit.

  • How are premium calculations determined?

    Premiums are typically based on factors like the type of crop, geographical location, and historical yield data. For pre-harvest cover, estimated yields influence the premium, while post-harvest policies may adjust premiums based on actual yields.

  • Does coverage extend to machinery breakdowns?

    Crop Insurance mainly covers crop and yield risks. However, machinery breakdown needs its own coverage through specific equipment insurance.

  • Is protection available for crops in storage after harvest?

    Yes, Crop Insurance can extend to cover harvested crops stored on your property, in transit, or even in temporary storage options like silo bags. Coverage specifics may depend on your policy.

  • How does Crop Insurance protect against unpredictable weather patterns?

    Crop Insurance offers coverage for various weather-related risks, including drought, excessive rainfall, hail, and frost. This can provide peace of mind in regions where weather can significantly impact yields.

  • What support is available during the claims process for crop losses?

    At Dunk Insurance, we guide you through each step of the claims process, from documentation to final settlement, to help you get back on track with minimal disruption.

  • What happens if my crops are impacted by issues beyond my control, like neighbouring farm overspray?

    Crop Insurance frequently incorporates protection against external risk factors. Coversage includes chemical overspray from adjacent agricultural operations. This coverage addresses losses arising from circumstances beyond operational control. providing financial protection against third-party actions potentially impacting crop yields or quality. Policy verification ensures understanding of specific external risk coverage provisions.

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