Crop Insurance

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Your Crop Insurance Specialists.

Dunk Insurance provide Crop Insurance solutions to protect broadacre crops, wheat, forestry, orchards, vineyards and more. Our trusted partners offer coverage against risks like extreme weather, fire, pests, and disease, helping safeguard your investment and ensuring quick recovery for your farming operations.

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About Crop InsuraNce

Australian Weather Is Unpredictable - Protect Your Crop.

Every year, Australian farmers face millions of dollars in crop damage due to fire and hail, which often strike without warning. Crop Insurance offers essential protection for primary producers, covering broadacre crops throughout the cropping season.


At Dunk Insurance, we work with top providers like CGU, Insurance Facilitators, Primacy, and Rural Affinity to secure competitive rates and protect your farm’s income and livelihood.

PROTECT WHAT MATTERS MOST

Protect yourself and insure your crop

  • Broadacre Insurance

    Broadacre Insurance provides essential protection for large-scale agricultural operations, covering crops such as wheat, barley, canola, and more. This insurance safeguards against risks like fire, hail, and other unforeseen events that can damage your crops and impact your yield. By offering tailored coverage, Broadacre Insurance helps farmers protect their investment, ensuring peace of mind throughout the growing season.

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  • Wheat Insurance

    Wheat Insurance offers specialised coverage to protect wheat growers from risks such as fire, hail, and adverse weather conditions that can impact crop yield. This tailored insurance provides financial security, helping farmers recover from unforeseen losses and ensuring that their investment is protected throughout the growing season.

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  • Forestry Insurance

    Forestry Insurance provides essential coverage for forestry operations, protecting against risks such as fire, storm damage, and pest infestations. This specialised insurance helps safeguard your investment in timber, ensuring financial stability and peace of mind in the face of unforeseen events. With tailored options, Forestry Insurance supports the unique needs of forestry businesses, from planting through to harvest.

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  • Orchard Insurance

    Orchard Insurance offers tailored protection for orchard owners, covering risks such as fire, hail, and severe weather that can damage fruit trees and affect yield. This specialised insurance helps secure your investment, ensuring that your orchard can recover from unforeseen events. With comprehensive coverage options, Orchard Insurance provides peace of mind so you can focus on growing and harvesting with confidence.

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  • Vineyard Insurance

    Vineyard Insurance provides essential coverage for vineyard owners, protecting against risks like fire, frost, hail, and disease that can impact grapevines and reduce yield. This specialised insurance supports the unique needs of vineyard operations, ensuring your investment is safeguarded throughout the growing and harvesting seasons. With tailored coverage options, Vineyard Insurance offers peace of mind, allowing you to focus on cultivating a successful vintage.

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Broadacre Insurance provides essential protection for large-scale agricultural operations, covering crops such as wheat, barley, canola, and more. This insurance safeguards against risks like fire, hail, and other unforeseen events that can damage your crops and impact your yield. By offering tailored coverage, Broadacre Insurance helps farmers protect their investment, ensuring peace of mind throughout the growing season.

Wheat Insurance offers specialised coverage to protect wheat growers from risks such as fire, hail, and adverse weather conditions that can impact crop yield. This tailored insurance provides financial security, helping farmers recover from unforeseen losses and ensuring that their investment is protected throughout the growing season.

Forestry Insurance provides essential coverage for forestry operations, protecting against risks such as fire, storm damage, and pest infestations. This specialised insurance helps safeguard your investment in timber, ensuring financial stability and peace of mind in the face of unforeseen events. With tailored options, Forestry Insurance supports the unique needs of forestry businesses, from planting through to harvest.

Orchard Insurance offers tailored protection for orchard owners, covering risks such as fire, hail, and severe weather that can damage fruit trees and affect yield. This specialised insurance helps secure your investment, ensuring that your orchard can recover from unforeseen events. With comprehensive coverage options, Orchard Insurance provides peace of mind so you can focus on growing and harvesting with confidence.

Vineyard Insurance provides essential coverage for vineyard owners, protecting against risks like fire, frost, hail, and disease that can impact grapevines and reduce yield. This specialised insurance supports the unique needs of vineyard operations, ensuring your investment is safeguarded throughout the growing and harvesting seasons. With tailored coverage options, Vineyard Insurance offers peace of mind, allowing you to focus on cultivating a successful vintage.

Why farmers partner with Dunk Insurance?

With over 40 years of experience, Dunk Insurance is dedicated to helping farmers protect what matters most. As a trusted insurance broker with deep roots in regional areas, we specialise in creating tailored Crop Insurance solutions that address the unique challenges of agricultural operations.


Our in-depth understanding of local farming needs, combined with our commitment to personalised service, means we do more than just provide policies—we offer peace of mind. Choosing Dunk Insurance for your Crop Insurance ensures you’ll have the right coverage to safeguard your crops, protect your income, and help you recover quickly from unforeseen events.

Learn more about Dunk Insurance
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Protect Against Liability Claims

Farming operations come with risks, and accidents can happen. Liability claims, whether from neighboring properties or third parties, can lead to costly legal battles. Crop Liability Insurance shields you from these risks by covering legal expenses and compensation costs, allowing you to focus on your farm without worry.

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Ensure Vehicle and Equipment Protection

Your farming vehicles and equipment are essential to your daily operations. Crop Motor Insurance covers tractors, utes, and other essential machinery against accidents, theft, or damage. Keep your farm running smoothly with coverage that protects against costly disruptions.

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Cover Your Stored Crops and Inputs

Beyond your fields, your stored seeds, fertilisers, and harvested crops also need protection. Crop Insurance helps safeguard these valuable assets against risks like theft, contamination, or loss, giving you peace of mind and securing your investment from planting to harvest.

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Our Claims Process Is Simple.

The Way It Should Be.

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Report the incident

Contact our claims support team immediately to report the incident

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Provide details

Have your policy number and details of the incident ready.

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Assessment

Our team will assess the claim and guide you through any necessary documentation.

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Resolution

We aim to resolve claims swiftly, keeping you informed at every step.

For claims support, call us at (02) 6382 7447 or reach out to your local Dunk agent.

More Information About Claims

Stay informed and in the loop.

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Farming in Australia can be unpredictable, with everything from hail and floods to extreme heat posing a threat to crops. Protecting your livelihood through crop insurance is one of the best ways to manage the risks associated with running a farm. Whether you grow wheat, manage vineyards, or cultivate orchards, Dunk Insurance offers tailored crop insurance solutions designed to protect your crops and your income from a variety of natural and man-made risks. In this guide, we explore the different types of crop insurance available, how it works, and how to choose the right coverage for your farm.
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Book a free consultation today.

  • What does Crop Insurance typically cover?

    Crop Insurance can cover a range of risks, including damage due to fire, hail, and other weather-related incidents. It may also protect harvested crops in storage or during transit.

  • Can I insure my crops before and after harvest?

    Yes, many policies offer options for both pre-harvest and post-harvest insurance. Pre-harvest insurance estimates cover based on expected yield, while post-harvest policies adjust based on actual yields to provide more accurate protection.

  • What additional benefits can I expect with Crop Insurance?

    Additional benefits may include coverage for chemical overspray, livestock intrusion, and fire protection for harvested crops stored on your property or in transit.

  • How is the premium calculated for Crop Insurance?

    Premiums are typically based on factors like the type of crop, geographical location, and historical yield data. For pre-harvest cover, estimated yields influence the premium, while post-harvest policies may adjust premiums based on actual yields.

  • Does Crop Insurance cover machinery breakdowns?

    While Crop Insurance generally covers crops and yield-related risks, you may consider additional coverage or specific machinery insurance for breakdowns related to equipment.

  • Is protection available for crops in storage after harvest?

    Yes, Crop Insurance can extend to cover harvested crops stored on your property, in transit, or even in temporary storage options like silo bags. Coverage specifics may depend on your policy.

  • How does Crop Insurance protect against unpredictable weather patterns

    Crop Insurance offers coverage for various weather-related risks, including drought, excessive rainfall, hail, and frost. This can provide peace of mind in regions where weather can significantly impact yields.

  • What support is available during the claims process for crop losses?

    At Dunk Insurance, we guide you through each step of the claims process, from documentation to final settlement, to help you get back on track with minimal disruption.

  • What happens if my crops are impacted by issues beyond my control, like neighbouring farm overspray?

    Crop Insurance can sometimes include coverage for losses caused by external factors such as chemical overspray from neighbouring farms, protecting you from the impact of external risks.

Talk to us today!

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