Rural Insurance
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Your Rural Insurance Specialists.

At Dunk Insurance, we understand the unique challenges faced by rural communities. Whether you’re running a large-scale agricultural operation or a small family farm, our tailored insurance solutions provide you with the peace of mind to focus on what matters most: your land, livestock, and livelihood.

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About Rural INSURANCE

Farm protection; It's there when you need it the most.

At Dunk Insurance, we know that farming is not just a job—it’s a way of life, often passed down through generations. That’s why we’re committed to helping farmers protect what they’ve worked so hard to build.

The right insurance policy can make all the difference when the unexpected happens—whether it’s damage to your property, loss of livestock, or an injury on the farm.

Having a tailored insurance plan in place means that if something goes wrong, you’ll have the financial support you need to recover and keep your farm running.

PROTECT WHAT MATTERS MOST

Rural insurance solutions for your unique farming needs

  • Farmers Liability Insurance

    Our farm packages combine critical coverage options into a comprehensive insurance solution for rural property owners. Protect your homestead, machinery, livestock, and business operations with customisable plans that cover everything from property damage to legal liabilities. We understand that every farm is unique, which is why our farm packages are flexible, offering the perfect blend of coverage to suit your needs.

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  • Farm Motor Insurance

    Dunk Insurance provides specialised coverage for the essential motor vehicles that keep your farm running. From tractors to utes, our farm motor insurance ensures that your equipment is protected against accidents, theft, or damage, both on and off the road. Don’t let a breakdown or loss impact your livelihood—our tailored policies are designed to minimise downtime and help you get back to work faster.

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  • Livestock Insurance

    Livestock is a critical part of your farm’s productivity and profit. Dunk Insurance offers livestock insurance to protect your animals against risks such as theft, accidents, and unexpected loss due to disease or natural disasters. Our goal is to ensure that your investment in livestock is secured, so you can continue to operate your farm with peace of mind, knowing you are financially protected.

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Our farm packages combine critical coverage options into a comprehensive insurance solution for rural property owners. Protect your homestead, machinery, livestock, and business operations with customisable plans that cover everything from property damage to legal liabilities. We understand that every farm is unique, which is why our farm packages are flexible, offering the perfect blend of coverage to suit your needs.

Learn more

Dunk Insurance provides specialised coverage for the essential motor vehicles that keep your farm running. From tractors to utes, our farm motor insurance ensures that your equipment is protected against accidents, theft, or damage, both on and off the road. Don’t let a breakdown or loss impact your livelihood—our tailored policies are designed to minimise downtime and help you get back to work faster.

Learn more

Livestock is a critical part of your farm’s productivity and profit. Dunk Insurance offers livestock insurance to protect your animals against risks such as theft, accidents, and unexpected loss due to disease or natural disasters. Our goal is to ensure that your investment in livestock is secured, so you can continue to operate your farm with peace of mind, knowing you are financially protected.

Learn more

Why partner with Dunk for farm Insurance?

With over 40 years of experience, Dunk Insurance has been dedicated to protecting the livelihoods of farmers and rural communities across Australia. As a trusted rural insurance broker, we specialise in tailoring insurance solutions that cover the unique risks faced by farmers, whether it’s safeguarding your property, livestock, equipment, or vehicles.


Our deep understanding of the local rural landscape, combined with our commitment to personalised service, ensures that we provide more than just policies—we offer peace of mind. Whether you’re managing a small family farm or a larger agricultural business, Dunk Insurance is here to protect what matters most to your operations.

Learn more about Dunk Insurance
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Safeguard Against Farm Losses

Running a farm involves significant investments, and unexpected events like storms, fires, or theft can lead to major financial setbacks. With our comprehensive farm insurance, you can protect your property, equipment, and assets from damage or loss, ensuring you can recover swiftly without putting your livelihood at risk.

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Protect Against Liability Claims

Farm operations come with risks, and accidents can happen. Whether it’s a visitor or a worker, liability claims can result in costly legal battles. Farmers Liability Insurance shields you from these risks by covering legal expenses and compensation costs, so you can focus on keeping your farm running smoothly without the fear of liability claims.

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Ensure Livestock Protection

Livestock is central to your farm’s profitability, and unforeseen losses due to theft, disease, or accidents can devastate your operations. With Livestock Insurance, you’ll have the protection you need to cover these risks and ensure your animals—and your investment—are secure, letting you continue farming with peace of mind.

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Keep Your Farm Motor Running

Your farm vehicles and machinery are essential to daily operations. Farm Motor Insurance ensures that tractors, utes, and other vehicles are covered in case of accidents, breakdowns, or theft. Don’t let a vehicle issue slow down your productivity—our policies help you get back to work quickly, minimising downtime and keeping operations on track.

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Our Claims Process Is Simple.

The Way It Should Be.

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Report the incident

Contact our claims support team immediately to report the incident

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Provide details

Have your policy number and details of the incident ready.

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Assessment

Our team will assess the claim and guide you through any necessary documentation.

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Resolution

We aim to resolve claims swiftly, keeping you informed at every step.

For claims support, call us at (02) 6382 7447 or reach out to your local Dunk agent.

More Information About Claims

Stay informed and in the loop.

Checklist for Insuring Your Private Aircraft and Motor Vehicles

By Callum Gracie • August 8, 2024
Owning high-value assets such as private aircraft, motorcycles, or luxury vehicles is a significant investment that requires adequate protection. With the right insurance coverage, you can safeguard your assets from unexpected risks. In this guide, we’ll explore what to consider when insuring high-value items, the differences between insurance types, and common mistakes to avoid.

Understanding Crop Insurance

By Callum Gracie • August 8, 2024
Farming in Australia can be unpredictable, with everything from hail and floods to extreme heat posing a threat to crops. Protecting your livelihood through crop insurance is one of the best ways to manage the risks associated with running a farm. Whether you grow wheat, manage vineyards, or cultivate orchards, Dunk Insurance offers tailored crop insurance solutions designed to protect your crops and your income from a variety of natural and man-made risks. In this guide, we explore the different types of crop insurance available, how it works, and how to choose the right coverage for your farm.

Protect Your Rural Property from Natural Disasters

August 8, 2024
Rural properties are the backbone of Australia’s agricultural landscape, providing livelihoods to thousands of farmers and rural communities. However, living in regional areas often means facing unpredictable natural disasters such as bushfires, floods, and storms. Preparing your property for these risks can save not only valuable assets but also lives. In this guide, we explore practical steps rural property owners can take to protect themselves, and how rural insurance can help mitigate financial losses when disaster strikes.

Need to talk to a Dunk specialist?

Book a free consultation today.

  • What does rural insurance cover?

    Rural insurance can cover a wide range of risks specific to farm operations, including property damage, livestock, farm machinery, fencing, and liability protection. It can also include coverage for business interruption due to unforeseen events such as fires or storms.

  • Do I need insurance for farm equipment and vehicles?

    Yes, farm equipment and vehicles are critical assets on a farm, and they can be insured under a farm motor policy. This covers damage, theft, and liability while using vehicles or machinery for farm operations.

  • Can I insure my livestock?

    Yes, livestock insurance protects against risks such as accidents, theft, and diseases. Coverage can include death or necessary humane destruction due to these risks.

  • What is farm liability insurance?

    Farm liability insurance provides protection against legal claims if someone is injured or their property is damaged as a result of your farming activities. It covers legal costs and compensation.

  • Can I bundle multiple types of insurance for my farm?

    Yes, at Dunk Insurance, you can bundle various types of coverage such as home and contents, farm motor, and machinery breakdown into a comprehensive farm insurance package that suits your needs.

  • How does business interruption insurance work for farms?

    Business interruption insurance covers the loss of income and additional operating expenses if your farm is affected by an event like fire, flood, or equipment failure, allowing you to recover financially while getting operations back to normal.

  • Is crop insurance available?

    Yes, crop insurance is available to protect your crops from weather-related events such as storms, hail, or droughts, as well as risks like fire or pests.

  • How can I customise my rural insurance policy?

    Rural insurance policies can be customised based on the type of farming activities you engage in, the size of your property, and the specific risks you face. Speak with our brokers to tailor a policy that fits your farm’s unique requirements.

Talk to us today!

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