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Your Rural Insurance Specialists

Protecting Australian Agricultural Operations for Over Four Decades


At Dunk Insurance, we recognise the challenges of rural communities and agricultural enterprises. Managing large-scale commercial operations? Or family farming enterprises?


Our specialised insurance solutions deliver comprehensive protection. This enables you to concentrate on your core business. That is productive land management, livestock operations, and agricultural sustainability.

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About Rural Insurance

Comprehensive Agricultural Protection When You Need It Most

At Dunk Insurance, we understand that farming transcends commercial enterprise. It represents generational heritage and lifestyle commitment. Our dedication to protecting agricultural operations reflects this understanding. It ensures that farmers maintain the security they have worked generations to establish.


Appropriate insurance coverage proves invaluable when confronting unexpected circumstances. It may be property damage, livestock losses, or workplace incidents that affect your operations.


Comprehensive insurance planning ensures access to essential financial resources. Especially for recovery and operational continuity when adversity strikes.

PROTECT WHAT MATTERS MOST

Tailored Insurance Solutions for your unique farming needs

  • Farmers Liability Insurance

    Our farm packages combine critical coverage options into a comprehensive insurance solution for rural property owners. Protect your homestead, machinery, livestock, and business operations with customisable plans that cover everything from property damage to legal liabilities. We understand that every farm is unique, which is why our farm packages are flexible, offering the perfect blend of coverage to suit your needs.

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  • Farm Motor Insurance

    Dunk Insurance provides specialised coverage for the essential motor vehicles that keep your farm running. From tractors to utes, our farm motor insurance ensures that your equipment is protected against accidents, theft, or damage, both on and off the road. Don’t let a breakdown or loss impact your livelihood—our tailored policies are designed to minimise downtime and help you get back to work faster.

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  • Livestock Insurance

    Livestock is a critical part of your farm’s productivity and profit. Dunk Insurance offers livestock insurance to protect your animals against risks such as theft, accidents, and unexpected loss due to disease or natural disasters. Our goal is to ensure that your investment in livestock is secured, so you can continue to operate your farm with peace of mind, knowing you are financially protected.

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Our farm packages combine critical coverage options into a comprehensive insurance solution for rural property owners. Protect your homestead, machinery, livestock, and business operations with customisable plans that cover everything from property damage to legal liabilities. We understand that every farm is unique, which is why our farm packages are flexible, offering the perfect blend of coverage to suit your needs.

Learn more

Dunk Insurance delivers specialised coverage for essential agricultural vehicles maintaining operational efficiency. From tractors to utility vehicles, our farm motor insurance protects equipment. We cover against accidents, theft, and damage during both on-property and road usage. Our tailored policies minimise operational disruption. We facilitate rapid return to productive activities following incidents.

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Livestock represents critical productive assets and revenue streams. Dunk Insurance provides comprehensive livestock protection against risks. This includes theft, accidents, and losses from disease or natural disasters. Our coverage ensures your livestock investments remain secure. This enables continued operations with confidence in your financial protection.

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Why Partner with Dunk Insurance for Farm Insurance?

Dunk Insurance possesses over four decades of experience serving Australian agricultural communities. We have established expertise in protecting farming operations nationwide. As specialist rural insurance brokers, we deliver tailored solutions addressing unique agricultural risks. Our policies safeguard property, livestock, equipment, and vehicles essential to your operations.


We provide comprehensive understanding of local rural environments, combined with personalised service commitment. We ensure delivery beyond standard policies along with genuine peace of mind. Do you operate family farms or substantial agricultural enterprises? Dunk Insurance is the best option to protect your operational foundations.

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Safeguard Against Operational Losses

Agricultural operations require substantial capital investment. Especially with unexpected events like storms, fires, or theft with seviere financial impact. Comprehensive farm insurance protects property, equipment, and productive assets against damage or loss. Our policies ensure rapid recovery capacity without compromising operational viability.

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Protection Against Liability Exposures

Agricultural operations inherently involve liability risks, with incidents potentially generating costly legal proceedings. Farm Liability Insurance provides robust protection against these exposures. It covers legal expenses and compensation obligations, enabling operational focus without liability concerns.

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Ensure Livestock Asset Protection

Livestock forms the productive foundation of many agricultural enterprises. They cover unforeseen losses through theft, disease, or accidents that could disrupt operations. Livestock Insurance provides essential protection covering these risks. It secures both animals and investments for continued productive capacity.

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Maintain Fleet Operational Capacity

Agricultural vehicles and machinery represent essential operational infrastructure. Farm Motor Insurance ensures tractors, utilities, and specialised equipment. You receive comprehensive coverage against accidents, breakdowns, or theft. Our policies facilitate rapid return to productivity, minimising downtime and maintaining operational momentum.

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Our Streamlined Claims Process.

The Way It Should Be.

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Report the incident

Contact our dedicated claims team immediately following any incident occurrence.

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Provide details

Supply policy details and comprehensive incident information for efficient processing.

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Assessment

Our agricultural insurance specialists conduct thorough claim evaluations and guide documentation requirements.

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Resolution

We pursue prompt claim resolution while maintaining transparent communication throughout the process.

For claims support, call us at (02) 6382 7447 or reach out to your local Dunk agent.

More Information About Claims

Stay informed and in the loop.

Checklist for Insuring Your Private Aircraft and Motor Vehicles

By Callum Gracie • August 8, 2024
Owning high-value assets such as private aircraft, motorcycles, or luxury vehicles is a significant investment that requires adequate protection. With the right insurance coverage, you can safeguard your assets from unexpected risks. In this guide, we’ll explore what to consider when insuring high-value items, the differences between insurance types, and common mistakes to avoid.

Understanding Crop Insurance

By Callum Gracie • August 8, 2024
Farming in Australia can be unpredictable, with everything from hail and floods to extreme heat posing a threat to crops. Protecting your livelihood through crop insurance is one of the best ways to manage the risks associated with running a farm. Whether you grow wheat, manage vineyards, or cultivate orchards, Dunk Insurance offers tailored crop insurance solutions designed to protect your crops and your income from a variety of natural and man-made risks. In this guide, we explore the different types of crop insurance available, how it works, and how to choose the right coverage for your farm.

Protect Your Rural Property from Natural Disasters

August 8, 2024
Rural properties are the backbone of Australia’s agricultural landscape, providing livelihoods to thousands of farmers and rural communities. However, living in regional areas often means facing unpredictable natural disasters such as bushfires, floods, and storms. Preparing your property for these risks can save not only valuable assets but also lives. In this guide, we explore practical steps rural property owners can take to protect themselves, and how rural insurance can help mitigate financial losses when disaster strikes.

Need to talk to a Dunk specialist?

Book a free consultation today.

  • What does rural insurance cover?

    Rural insurance provides comprehensive coverage for agricultural operations. This includes property protection, livestock, farm machinery, fencing, and liability exposures. Additional coverage may include business interruption protection for events like fires or storms.

  • Do I need insurance for farm equipment and vehicles?

    Yes, farm equipment and vehicles represent critical operational assets. They require protection through farm motor policies. Coverage addresses damage, theft, and liability exposures during agricultural operations.

  • Can I insure my livestock?

    Yes, livestock insurance provides protection against accidents, theft, and disease-related losses. Coverage typically includes death or necessary humane destruction resulting from insured perils.

  • What is farm liability insurance?

    If third parties are hurt or their property is damaged due to farming activities, this insurance has you covered. Coverage encompasses legal defence costs and compensation obligations.

  • Can I bundle multiple coverages for my farm?

    Yes, at Dunk Insurance, you can bundle various types of coverage such as home and contents, farm motor, and machinery breakdown into a comprehensive farm insurance package that suits your needs.

  • How does business interruption insurance work for farms?

    Business interruption insurance covers the loss of income and additional operating expenses if your farm is affected by an event like fire, flood, or equipment failure, allowing you to recover financially while getting operations back to normal.

  • Is crop insurance available?

    Yes! Crop insurance protects against weather-related perils. This includes storms, hail, drought, and additional risks such as fire or pest damage.

  • How can I customise my rural insurance policy?

    Rural insurance policies offer extensive customisation. These are based on farming activities, property scale, and specific risk exposures. Our brokers provide expert guidance in tailoring coverage precisely to operational requirements.

Talk to us today!

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