Commercial Motor Insurance
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Commercial Motor Insurance.

Commercial Motor Insurance covers vehicles used for business, such as cars, vans, trucks, and machinery. It offers protection from full comprehensive coverage to third-party property damage. If your vehicle is used for work or registered for business, it’s important to have it insured under a commercial policy to avoid claim issues.

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Why Choose Dunk Insurance for Commercial Motor Insurance?

At Dunk Insurance, we bring over 40 years of experience protecting businesses across various industries. Specialising in Commercial Motor Insurance, we offer tailored coverage that protects your business vehicles, whether they’re sedans, vans, trucks, or heavy machinery, from accidents, theft, and damage.


We understand the vital role your vehicles play in keeping your business running smoothly, and that’s why we go beyond just offering policies—we offer peace of mind. Our personalised service ensures you get the right protection for your specific business needs, allowing you to focus on driving your business forward without worry.


Trust Dunk Insurance to provide the expert guidance you need, ensuring your vehicles and business remain protected every step of the way.

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Safeguard Against Vehicle Losses

Unexpected events like accidents, theft, or damage can happen to your business vehicles at any time, disrupting your operations. Commercial Motor Insurance offers comprehensive cover for repair or replacement, ensuring your business can recover quickly without a financial burden.

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Protect Against Liability Claims

Accidents on the road can result in damage to other vehicles or property. With Commercial Motor Insurance, you’re protected from costly liability claims, covering legal fees and compensation costs, allowing you to focus on your business without the stress of unforeseen expenses.

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Ensure Business Continuity

What if an accident or breakdown puts your business vehicle out of commission? Commercial Motor Insurance ensures your vehicles are protected, allowing your business to stay operational with minimal downtime, even in the face of unexpected incidents.

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Protect Your

Drivers

Unexpected injuries or illnesses can stop you from working, putting your income at risk. Personal Accident and Illness cover provides weekly benefits and disability coverage, giving you the financial support you need to recover and return to work.

Claims are made simple with Dunk Insurance.

The Way It Should Be.

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Report the incident

Contact our claims support team immediately to report the incident

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Provide details

Have your policy number and details of the incident ready.

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Assessment

Our team will assess the claim and guide you through any necessary documentation.

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Resolution

We aim to resolve claims swiftly, keeping you informed at every step.

For claims support, call us at (02) 6382 7447 or reach out to your local Dunk agent.

More Information About Claims

Stay informed and in the loop.

Checklist for Insuring Your Private Aircraft and Motor Vehicles

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Owning high-value assets such as private aircraft, motorcycles, or luxury vehicles is a significant investment that requires adequate protection. With the right insurance coverage, you can safeguard your assets from unexpected risks. In this guide, we’ll explore what to consider when insuring high-value items, the differences between insurance types, and common mistakes to avoid.

Understanding Crop Insurance

By Callum Gracie • August 8, 2024
Farming in Australia can be unpredictable, with everything from hail and floods to extreme heat posing a threat to crops. Protecting your livelihood through crop insurance is one of the best ways to manage the risks associated with running a farm. Whether you grow wheat, manage vineyards, or cultivate orchards, Dunk Insurance offers tailored crop insurance solutions designed to protect your crops and your income from a variety of natural and man-made risks. In this guide, we explore the different types of crop insurance available, how it works, and how to choose the right coverage for your farm.

Protect Your Rural Property from Natural Disasters

August 8, 2024
Rural properties are the backbone of Australia’s agricultural landscape, providing livelihoods to thousands of farmers and rural communities. However, living in regional areas often means facing unpredictable natural disasters such as bushfires, floods, and storms. Preparing your property for these risks can save not only valuable assets but also lives. In this guide, we explore practical steps rural property owners can take to protect themselves, and how rural insurance can help mitigate financial losses when disaster strikes.

Need to talk to a Dunk specialist?

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  • What is Commercial Motor Insurance?

    Commercial Motor Insurance covers vehicles used for business purposes. It protects against risks such as theft, accidents, fire, and damage to third-party property, ensuring your business vehicles are protected while on the road.

  • Who needs Commercial Motor Insurance?

    Any business that uses vehicles for commercial activities, such as transporting goods or visiting clients, should consider Commercial Motor Insurance. This includes cars, utes, vans, trucks, and more.

  • What types of coverage are available?

    There are three main types of coverage for commercial car insurance:


     • Comprehensive: Covers accidental damage, theft, fire, and third-party liabilities.


     • Third Party Property Damage: Covers damage to other vehicles or property but not your own.


     • Third Party Fire & Theft: Provides limited coverage for your vehicle in case of fire or theft and includes third-party liability.

  • What types of vehicles are covered?

    Commercial Motor Insurance can cover a wide range of vehicles, including sedans, utes, vans, trucks, forklifts, trailers, and even heavy machinery used for business purposes.

  • Is personal car insurance enough for business vehicles?

    No, personal car insurance may not cover claims if your vehicle is used for business purposes. Commercial Motor Insurance is designed to address the risks associated with using vehicles for business activities, ensuring your assets are properly protected.

  • What additional features can I include in my policy?

    Depending on your needs, you can opt for extra benefits such as cover for hire cars, towing services, replacement of vehicle signage, and even loss of income if your vehicle is out of service due to damage.

  • How is the cost of Commercial Motor Insurance calculated?

    Premiums are determined by factors such as the value of the vehicle, the number of vehicles insured, how the vehicles are used, and your business’s claims history.

  • What should I do if my vehicle is involved in an accident?

    If your business vehicle is involved in an accident, contact Dunk Insurance as soon as possible to start the claims process. Our brokers will guide you through every step to ensure a smooth and quick resolution.

Talk to us today!

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