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Commercial Motor Insurance

Comprehensive Protection for Your Business Fleet


Commercial Motor Insurance provides essential coverage for vehicles utilised in business operations. This includes passenger vehicles, commercial vans, trucks, and specialised machinery. Our coverage options range from comprehensive protection to third-party property damage. We ensure appropriate protection for all business vehicles. Commercial motor insurance is vital for business vehicles. It ensures proper coverage and helps prevent claim disputes.

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Why Choose Dunk Insurance for Commercial Motor Insurance?

We possess over four decades of experience protecting Australian businesses across diverse industries. Dunk Insurance has established expertise in Commercial Motor Insurance solutions. Our specialized coverage protects business vehicles, from passenger cars to heavy machinery. It guards against accidents, theft, and damage.


We recognise the critical role vehicles play in maintaining operational efficiency. This is why we deliver more than standard policies—we provide strategic risk management partnerships. Our personalised approach ensures precisely calibrated protection aligned with your specific operational requirements. This enables you to focus on business growth with complete confidence.


Trust Dunk Insurance to deliver expert guidance and comprehensive protection. This ensures your fleet and business operations remain fully protected.

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Safeguard Against Vehicle Losses

Accidents, theft, and damage incidents can occur without warning, creating significant operational disruption. Commercial Motor Insurance provides comprehensive coverage for repair or replacement costs. It ensures rapid business recovery without substantial financial impact.

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Protection Against Liability Exposures

Road incidents frequently result in third-party vehicle or property damage. Commercial Motor Insurance provides robust liability protection. It covers legal defence costs and compensation payments. It enables continued business focus without the burden of unexpected financial obligations.

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Ensure Operational Continuity

Vehicle incidents or mechanical failures can severely impact business operations. Commercial Motor Insurance ensures comprehensive vehicle protection. It maintains operational capacity with minimal disruption even when facing unexpected incidents.

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Protect Your Workforce

Driver safety remains paramount. Our policies can include personal accident benefits. It provides financial support for drivers injured during business operations. Ensuring appropriate care and recovery support.

Streamlined Claims Support

The Way It Should Be.


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Report the incident

Contact our dedicated claims team immediately following any incident. We will initiate rapid response procedures.

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Provide details

Provide policy details and incident information to facilitate efficient claim assessment and processing.

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Assessment

Our claims specialists conduct thorough evaluations and guide you through all documentation requirements.

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Resolution

We pursue expeditious claim resolution while maintaining transparent communication throughout the process.

For claims support, call us at (02) 6382 7447 or reach out to your local Dunk agent.

More Information About Claims

Stay informed and in the loop.

Checklist for Insuring Your Private Aircraft and Motor Vehicles

By Callum Gracie • August 8, 2024
Owning high-value assets such as private aircraft, motorcycles, or luxury vehicles is a significant investment that requires adequate protection. With the right insurance coverage, you can safeguard your assets from unexpected risks. In this guide, we’ll explore what to consider when insuring high-value items, the differences between insurance types, and common mistakes to avoid.

Understanding Crop Insurance

By Callum Gracie • August 8, 2024
Farming in Australia can be unpredictable, with everything from hail and floods to extreme heat posing a threat to crops. Protecting your livelihood through crop insurance is one of the best ways to manage the risks associated with running a farm. Whether you grow wheat, manage vineyards, or cultivate orchards, Dunk Insurance offers tailored crop insurance solutions designed to protect your crops and your income from a variety of natural and man-made risks. In this guide, we explore the different types of crop insurance available, how it works, and how to choose the right coverage for your farm.

Protect Your Rural Property from Natural Disasters

August 8, 2024
Rural properties are the backbone of Australia’s agricultural landscape, providing livelihoods to thousands of farmers and rural communities. However, living in regional areas often means facing unpredictable natural disasters such as bushfires, floods, and storms. Preparing your property for these risks can save not only valuable assets but also lives. In this guide, we explore practical steps rural property owners can take to protect themselves, and how rural insurance can help mitigate financial losses when disaster strikes.

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  • What is Commercial Motor Insurance?

    Commercial Motor Insurance provides comprehensive protection for vehicles used in business operations. Coverage addresses risks including theft, accidents, fire damage, and third-party property damage. It ensures complete protection for business vehicles during operational use.

  • Who needs Commercial Motor Insurance?

    Any business utilising vehicles for commercial activities. This includes goods transportation, client visits, or service delivery—requires Commercial Motor Insurance. This encompasses cars, utilities, vans, trucks, and specialised vehicles.

  • What types of coverage are available?

    Three primary coverage levels are available:


    Comprehensive:


    Complete protection including accidental damage, theft, fire, and third-party liabilities.


    Third Party Property Damage:


    Coverage for damage to other vehicles or property, excluding own vehicle damage.


    Third Party Fire & Theft:


    Limited own vehicle coverage for fire and theft incidents plus third-party liability protection.



  • What types of vehicles are covered?

    Commercial Motor Insurance accommodates diverse vehicle types. This includes sedans, utilities, vans, trucks, forklifts, trailers, and heavy machinery. Generally utilised for business purposes.

  • Is personal car insurance enough for business vehicles?

    No, personal car insurance may not cover claims if your vehicle is used for business purposes. Commercial Motor Insurance is designed to address the risks associated with using vehicles for business activities, ensuring your assets are properly protected.

  • What additional features can I include in my policy?

    Policy enhancements may include hire vehicle coverage, towing services and vehicle signage replacement. Plus, we offer business interruption benefits compensating for lost income during vehicle repairs.

  • How is the cost of Commercial Motor Insurance calculated?

    Premiums are determined by factors such as the value of the vehicle, the number of vehicles insured, how the vehicles are used, and your business’s claims history.

  • What should I do if my vehicle is involved in an accident?

    Following any incident, contact Dunk Insurance immediately to initiate claims procedures. Our professional team provides comprehensive guidance throughout the claims process, ensuring efficient resolution.

Talk to us today!

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