A green and black leaf with a cross on it on a white background.

Professional Indemnity Insurance

Protecting Your Professional Reputation and Financial Security


Professional Indemnity Insurance safeguards your business against claims. Ones that allege that your professional advice or services resulted in financial loss to clients. This essential coverage protects consultants, designers, and professional service providers. It covers legal defence costs and compensation payments. It enables you to maintain focus on delivering excellence without potential litigation concerns.

About Professional Indemnity Insurance

Comprehensive Protection for Professional Service Providers

Our Professional Indemnity Insurance covers the specific risks of your profession. Do you provide consultancy services, legal counsel, technical expertise, or specialised professional advice? Our coverage protects against claims of professional negligence, errors, omissions, and breach of professional duty.



Professional practice inherently involves exposure to claims. They could significantly impact both reputation and financial stability. Professional Indemnity Insurance offers vital protection. It covers legal costs and compensation claims that can come from providing professional services or advice.

Why Choose Dunk Insurance for Professional Indemnity?

We bring four decades of experience protecting professionals across diverse industries. Dunk Insurance has established unparalleled expertise in Professional Indemnity risk management. Our specialised approach ensures comprehensive protection against claims. This prevents major losses from claims of negligence, errors, omissions, and breach of professional duty.



Our understanding of professional risk exposures enables us to deliver more than insurance. We provide strategic risk management partnerships. Our commitment to personalised service ensures protection tailored to your specific professional requirements. This allows you to concentrate on your core expertise with complete confidence.

Contact Dunk Insurance
A black and white drawing of a dollar sign and a shield.

Safeguard Against Professional Errors

Despite rigorous quality controls, professional errors can occur. Often through inadvertent advice, service delivery oversights, or miscommunication. Professional Indemnity Insurance provides robust financial protection. Often against alleged negligence, comprehensively covering legal defence costs and compensation payments.

A black and white icon of a medical document with a shield.

Protection Against Client Claims

Dissatisfied clients may allege that your professional services caused financial detriment. Professional Indemnity Insurance provides comprehensive protection against such claims. It covers legal representation, court costs, and settlement amounts. Plus, it enables continued business operations while we manage the claim process.

A black and white icon of a store with a dollar sign on it.

Ensure Operational Continuity

Claims of professional negligence can create significant operational disruption. Professional Indemnity Insurance ensures business continuity. It provides financial resources to manage claims efficiently. It delivers confidence that legal challenges won't compromise service delivery or client relationships.

A black and white drawing of two hands holding a smiley face.

Preserve Professional Reputation

Your professional reputation represents invaluable business capital. Professional Indemnity Insurance protects against financial exposure and helps preserve professional standing. through efficient claims management, preventing reputational damage that could impact future business opportunities.

The ray white logo is yellow and black on a white background
A line of five stars on a white background.
A man wearing a vest that says dune on it
A black and white icon of a piece of paper and a pencil.

Immediate Incident Notification

Contact our specialist claims team immediately upon becoming aware of any circumstance that may give rise to a claim.

A black and white icon of a clipboard with a check mark on it.

Provide details

Provide your policy details and comprehensive incident documentation. We'll facilitate prompt assessment and response.

A black and white drawing of a stopwatch on a white background.

Assessment

Our professional claims specialists conduct thorough evaluations. We provide guidance through all documentation requirements and procedural steps.

A black and white drawing of a check mark in a circle.

Resolution

We pursue expeditious claim resolution while maintaining transparent communication throughout the process. This ensures you remain fully informed at each stage.

For claims support, call us at (02) 6382 7447 or reach out to your local Dunk agent.

More Information About Claims

Stay informed and in the loop.

Checklist for Insuring Your Private Aircraft and Motor Vehicles

By Callum Gracie • August 8, 2024
Owning high-value assets such as private aircraft, motorcycles, or luxury vehicles is a significant investment that requires adequate protection. With the right insurance coverage, you can safeguard your assets from unexpected risks. In this guide, we’ll explore what to consider when insuring high-value items, the differences between insurance types, and common mistakes to avoid.

Understanding Crop Insurance

By Callum Gracie • August 8, 2024
Farming in Australia can be unpredictable, with everything from hail and floods to extreme heat posing a threat to crops. Protecting your livelihood through crop insurance is one of the best ways to manage the risks associated with running a farm. Whether you grow wheat, manage vineyards, or cultivate orchards, Dunk Insurance offers tailored crop insurance solutions designed to protect your crops and your income from a variety of natural and man-made risks. In this guide, we explore the different types of crop insurance available, how it works, and how to choose the right coverage for your farm.

Protect Your Rural Property from Natural Disasters

August 8, 2024
Rural properties are the backbone of Australia’s agricultural landscape, providing livelihoods to thousands of farmers and rural communities. However, living in regional areas often means facing unpredictable natural disasters such as bushfires, floods, and storms. Preparing your property for these risks can save not only valuable assets but also lives. In this guide, we explore practical steps rural property owners can take to protect themselves, and how rural insurance can help mitigate financial losses when disaster strikes.

Engage Our Professional Indemnity Specialists


Schedule a complimentary consultation today.

  • What is Professional Indemnity Insurance?

    Professional Indemnity Insurance protects businesses and individuals who provide professional advice or services . It protects against claims alleging negligence, errors, omissions, or breach of professional duty. Coverage encompasses legal defence costs and compensation payments. It safeguards both financial position and professional reputation.

  • Who requires Professional Indemnity Insurance?

    Any business or professional offering services or advice to clients, such as consultants, architects, accountants, and IT specialists, can benefit from Professional Indemnity Insurance. In some industries, it’s a legal or contractual requirement.

  • What does Professional Indemnity Insurance cover?

    Coverage typically encompasses legal expenses, court costs, and compensation. Usually, these issues come from claims of professional negligence, errors, omissions, or breach of duty. They may also involve giving incorrect advice. 


    Additional coverage can include:

    • Unintentional defamation.
    • Document loss.
    • Intellectual property infringement.
    • Breaches of confidentiality.


  • Is Professional Indemnity Insurance mandatory?

    Numerous professions. This includes legal, accounting, healthcare, and engineering. They face mandatory insurance requirements through regulatory bodies or professional associations. Even where not compulsory, Professional Indemnity Insurance represents prudent risk management practice.

  • How are Professional Indemnity premiums calculated?

    The cost depends on various factors, including the nature of your profession, the size of your business, your claims history, and the level of coverage you choose. High risk industries or businesses with a history of claims may face higher premiums.

  • What distinguishes Professional Indemnity from Public Liability Insurance?

    Professional Indemnity Insurance covers claims related to your advice or services, while Public Liability Insurance covers claims for injury or property damage caused by your business operations. Both are important, but they cover different risks.

  • What coverage limits should I maintain?

    Coverage limits vary based on business size, contract values, and professional risk. They also depend on any regulatory or contractual minimums. Our specialists analyse your specific circumstances to recommend optimal coverage limits. This ensures adequate protection.

Talk to us today!

The logo for the australian financial complaints authority

City skyline

Photo By: John Doe
A logo for steadfast the strength you need

Birthday Sparks

Photo By: John Doe
A logo for a company called anziif with a shield and horns.
Logo of NIBA