Trade Packages Insurance
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Trade Packages Insurance.

Trades Packages Insurance offers essential protection for tradespeople by covering their tools against theft or damage, providing public liability for property damage or injury to third parties, and offering vehicle insurance options. This tailored insurance is ideal for sole traders and small operators across various trades.

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About TRADE PACKAGES INSURANCE

Comprehensive Protection for Your Trade

At Dunk, our Trades Packages Insurance is designed to meet the specific risks faced by tradespeople, whether you’re a carpenter, plumber, or electrician. We offer tailored coverage that protects your essential tools, your public liability, and even your vehicle, ensuring comprehensive protection for your business.


Operating a trade business comes with various challenges, from potential tool theft to public liability claims. Our Trades Packages can be customised to match your unique needs, offering peace of mind and security while you focus on what you do best.


Protect your livelihood with insurance solutions tailored to your trade.

Why choose Dunk Insurance for Trades Packages?

At Dunk Insurance, we bring over 40 years of experience in safeguarding tradespeople and small business operators. Specialising in Trades Packages Insurance, we provide tailored coverage that protects your tools, vehicles, and public liability, ensuring you’re shielded from risks like theft, damage, or third-party injury claims.


We understand the unique challenges faced by trades professionals, and we offer more than just insurance policies—we provide peace of mind. Our commitment to personalised service ensures you get the right protection for your trade, allowing you to focus on what you do best without the worry of unexpected disruptions.

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Safeguard Against Tool Losses

Your tools are essential for your trade, and unexpected theft or damage can bring your work to a halt. Trades Packages Insurance offers comprehensive protection for your tools, covering theft, accidental damage, and breakage, whether they’re in your vehicle or at a secured location.

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Protect Against Liability Claims

Accidents can happen on the job, and if a client or third party is injured, you could be held liable. Public Liability Insurance covers you against property damage and bodily injury claims, helping protect your finances and your business’s reputation.

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Ensure Business Continuity

If your work vehicle is involved in an accident or suffers damage, it can disrupt your operations. With Trades Packages Insurance, you can choose from various vehicle cover options, from third-party damage to comprehensive cover, ensuring your business keeps moving forward.

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Protect Your Livelihood

Unexpected injuries or illnesses can stop you from working, putting your income at risk. Personal Accident and Illness cover provides weekly benefits and disability coverage, giving you the financial support you need to recover and return to work.

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Claims are made simple with Dunk Insurance.

The Way It Should Be.

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Report the incident

Contact our claims support team immediately to report the incident

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Provide details

Have your policy number and details of the incident ready.

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Assessment

Our team will assess the claim and guide you through any necessary documentation.

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Resolution

We aim to resolve claims swiftly, keeping you informed at every step.

For claims support, call us at (02) 6382 7447 or reach out to your local Dunk agent.

More Information About Claims

Stay informed and in the loop.

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  • What is Trades Packages Insurance?

    Trades Packages Insurance is a specialised insurance product designed for tradespeople, such as carpenters, electricians, and plumbers. It provides coverage for essential areas like tools, public liability, vehicle cover, and personal accident and illness, helping you stay protected both on and off-site.

  • What does Tools of Trade cover include?

    Tools of Trade cover protects your essential tools from theft, loss, or damage. This cover applies whether your tools are stored in a secured location or in your vehicle. With this cover, you’re able to replace or repair stolen or damaged tools quickly, ensuring minimal disruption to your work.

  • What is Public Liability Insurance, and why do I need it?

    Public Liability Insurance covers you if your work causes property damage or injury to a third party. It’s critical for protecting yourself from potentially costly legal claims, and many worksites or contracts require tradespeople to have this coverage before starting a job.

  • Can I cover my vehicle under Trades Packages Insurance?

    Yes, vehicle insurance is included as part of the package, offering a range of options from third-party property damage to comprehensive cover. This ensures your work vehicle is protected against accidents, theft, and damage.

  • Does Trades Packages Insurance cover personal accident and illness?

    Yes, personal accident and illness cover provides financial support if you’re injured or become ill and are unable to work. It includes weekly benefit payments and can cover permanent disability, helping to safeguard your income during recovery.

  • Is my work trailer covered under Trades Packages Insurance?

    If you’re transporting tools and materials in a trailer, you can get optional cover for your trailer under Trades Packages Insurance. This protects your trailer from theft, loss, or damage.

  • Are my subcontractors covered under my Trades Packages Insurance policy?

    No, subcontractors need their own insurance policies. Trades Packages Insurance covers your direct employees, but subcontractors will need to arrange their own public liability and tools cover.

  • How is the cost of my premium calculated?

    Your premium is determined by factors such as the type of trade, the specific risks involved, the level of cover required, and any previous claims. Each quote is tailored to ensure you get the best value for your coverage.

  • How do I make a claim if something happens?

    Making a claim is straightforward. Contact Dunk Insurance, and we’ll guide you through the process, from documenting the event to liaising with the insurer, ensuring a smooth and timely resolution.

Talk to us today!

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