Liability Insurance
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Liability Insurance for your business.

Liability Insurance provides protection if your business is held legally responsible for causing injury or property damage to others. This insurance covers the costs of compensation claims, including legal fees and settlement amounts. Public Liability Insurance is essential for businesses that interact with the public, whether you sell products, provide services, or have clients visiting your premises.

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About LIABILITY INSURANCE

Comprehensive Protection for Your Business with Liability Insurance

At Dunk Insurance, we offer comprehensive Liability Insurance solutions tailored to your business needs. Our coverage includes;

Public Liability, protecting against claims for injury or property damage.

Products Liability, covering issues arising from defective products.

Association Liability for non-profits and associations.

Event Liability for organisers, safeguarding against claims related to injury or damage during events.


Each type ensures your business is protected from unexpected legal claims, allowing you to operate with confidence

Why choose Dunk Insurance for Liability Insurance?

At Dunk Insurance, we bring over 40 years of expertise in safeguarding businesses of all sizes from potential legal risks.

Specialising in Liability Insurance, we offer tailored coverage to protect your business from claims of injury, property damage, or negligence.

Our personalised service ensures your business gets the right protection, allowing you to focus on what you do best, without worrying about unexpected claims.

Contact Dunk Insurance
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Safeguard Against Financial Losses

Unexpected incidents, such as property damage or injury caused by your business, can lead to costly compensation claims. Liability Insurance protects you from these financial losses, covering legal expenses and compensation costs, allowing your business to recover swiftly without a financial drain.

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Protect Against Liability Claims

Accidents happen, and when they do, your business could be held liable for damages or injuries. Liability Insurance shields you from the costs associated with legal claims, covering settlement costs and legal defence, so you can focus on running your business.

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Ensure Business Continuity

What happens if a claim disrupts your operations? Liability Insurance provides a safety net, ensuring your business can continue operating, even when faced with lawsuits or third-party claims. This keeps your business on track, reducing the risk of prolonged downtime.

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Protect Your Reputation

Your reputation is one of your most valuable assets. Liability Insurance not only covers financial risks but also helps protect your business reputation by ensuring that any claims are resolved efficiently, maintaining trust with your clients and stakeholders.

Claims are made simple with Dunk Insurance.

The Way It Should Be.

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Report the incident

Contact our claims support team immediately to report the incident.

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Provide details

Have your policy number and details of the incident ready.

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Assessment

Our team will assess the claim and guide you through any necessary documentation.

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Resolution

We aim to resolve claims swiftly, keeping you informed at every step.

For claims support, call us at (02) 6382 7447 or reach out to your local Dunk agent.

More Information About Claims

Stay informed and in the loop.

Checklist for Insuring Your Private Aircraft and Motor Vehicles

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Owning high-value assets such as private aircraft, motorcycles, or luxury vehicles is a significant investment that requires adequate protection. With the right insurance coverage, you can safeguard your assets from unexpected risks. In this guide, we’ll explore what to consider when insuring high-value items, the differences between insurance types, and common mistakes to avoid.

Understanding Crop Insurance

By Callum Gracie • August 8, 2024
Farming in Australia can be unpredictable, with everything from hail and floods to extreme heat posing a threat to crops. Protecting your livelihood through crop insurance is one of the best ways to manage the risks associated with running a farm. Whether you grow wheat, manage vineyards, or cultivate orchards, Dunk Insurance offers tailored crop insurance solutions designed to protect your crops and your income from a variety of natural and man-made risks. In this guide, we explore the different types of crop insurance available, how it works, and how to choose the right coverage for your farm.

Protect Your Rural Property from Natural Disasters

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Rural properties are the backbone of Australia’s agricultural landscape, providing livelihoods to thousands of farmers and rural communities. However, living in regional areas often means facing unpredictable natural disasters such as bushfires, floods, and storms. Preparing your property for these risks can save not only valuable assets but also lives. In this guide, we explore practical steps rural property owners can take to protect themselves, and how rural insurance can help mitigate financial losses when disaster strikes.

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  • What is Liability Insurance?

    Liability Insurance protects your business from legal claims made by third parties for injuries, property damage, or financial loss caused by your business activities. This cover includes legal costs and compensation if your business is found to be at fault.

  • What types of Liability Insurance do you specialise in??

    Dunk Insurance offers a variety of liability coverage options including:


    • Public Liability: For injury or property damage claims arising from your business operations.


    • Product Liability: For damage or injury caused by products your business sells or supplies.

     

    • Association Liability: For non-profits or committees, covering legal risks faced by board members.

     

    • Event Liability: For organisers of public or private events, protecting against claims during the event.

  • Who needs Liability Insurance?

    Any business that interacts with the public, sells products, or operates from a physical location should consider Liability Insurance. It’s especially important for tradespeople, contractors, retailers, and event organisers.

  • Does Liability Insurance cover my employees?

    Liability Insurance covers claims made by third parties, not your employees. For injuries or accidents involving staff, you will need Workers’ Compensation Insurance.

  • What’s the difference between Public Liability and Product Liability?

    Public Liability covers incidents that occur on your premises or during your business activities, while Product Liability covers claims related to the products your business manufactures or sells, such as injury or damage caused by a faulty product.

  • Is Liability Insurance mandatory in Australia?

    While not legally required for all businesses, Liability Insurance is highly recommended, particularly if your business interacts with the public, as claims can be costly and damaging to your business’s reputation.

  • What should I do if my business operations change?

    It’s essential to inform your broker if your business grows, moves locations, or changes activities, as this can impact your coverage needs. Dunk Insurance will work with you to adjust your policy accordingly.

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