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Construction Insurance for Your Business

Comprehensive Risk Management for Construction Projects


Construction Insurance provides essential protection for materials, equipment, and operations. Our team supports you throughout the construction process. We also incorporates Third Party Liability coverage for on-site exposures. This comprehensive coverage addresses the typical claims arising during construction activities. Common risks include fire, theft, storm damage, and legal liabilities.

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About Construction Insurance

Strategic Protection for Construction Projects

At Dunk Insurance, our Construction Insurance solutions are engineered to provide comprehensive protection. Especially for materials and equipment utilised throughout the construction process. This addresses potential Third-Party Liability exposures arising from site operations. 


Managing single projects or requiring annual coverage for ongoing operations? We deliver tailored solutions aligned with your specific project requirements.


Construction projects inherently involve multiple risk exposures. They range from fire and theft to complex liability scenarios. Our Construction Insurance provides robust protection against these uncertainties. They ensure project continuity while safeguarding your financial interests and contractual obligations.

Why Choose Dunk Insurance for Construction Insurance?

With over four decades of experience protecting construction projects throughout Australia. Dunk Insurance has established expertise in Construction Insurance solutions. Our specialised coverage protects projects against risks inherent to building and construction operations. This includes equipment damage, material losses, and third-party liability exposures.


We understand the unique challenges facing construction industry participants. We support everyone from owner-builders to licensed contractors managing complex projects. Our personalised approach ensures appropriate protection levels. This enables project focus without concerns regarding unexpected losses or liability exposures.

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Safeguard Against Project Losses

Construction sites face constant exposure to incidents. This includes fire, theft, vandalism, and weather damage resulting in substantial financial impact. Construction Insurance provides comprehensive coverage for materials and equipment. This ensures rapid recovery capacity without depleting project reserves or compromising profitability.

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Protect Against Liability Claims

Construction sites present inherent risks for third-party injury or property damage. Construction Insurance incorporates robust liability protection, covering legal defence costs and settlement amounts. We enable continued project focus while managing legal exposures efficiently.

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Ensure Project Continuity

Weather events, theft, or damage incidents can significantly impact project timelines. Construction Insurance ensures minimal disruption. Our policies cover the replacement costs for damaged materials or stolen equipment. This allow you to maintain project schedules and contractual commitments.

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Protect Your Workforce

Your workforce represents essential project resources. Construction Insurance includes provisions for workplace injuries or illness. It protects both employees and your business from costly litigation and compensation claims. This helps maintain positive workplace relations.

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Streamlined Claims Support Process

The Way It Should Be.

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Report the incident

Contact our claims support team immediately to report the incident

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Provide details

Provide policy details and complete incident information for efficient claim assessment.

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Assessment

Our construction insurance specialists conduct thorough evaluations and guide documentation requirements.

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Resolution

We pursue swift claim resolution while maintaining transparent communication throughout the process.

For claims support, call us at (02) 6382 7447 or reach out to your local Dunk agent.

More Information About Claims

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Checklist for Insuring Your Private Aircraft and Motor Vehicles

By Callum Gracie • August 8, 2024
Owning high-value assets such as private aircraft, motorcycles, or luxury vehicles is a significant investment that requires adequate protection. With the right insurance coverage, you can safeguard your assets from unexpected risks. In this guide, we’ll explore what to consider when insuring high-value items, the differences between insurance types, and common mistakes to avoid.

Understanding Crop Insurance

By Callum Gracie • August 8, 2024
Farming in Australia can be unpredictable, with everything from hail and floods to extreme heat posing a threat to crops. Protecting your livelihood through crop insurance is one of the best ways to manage the risks associated with running a farm. Whether you grow wheat, manage vineyards, or cultivate orchards, Dunk Insurance offers tailored crop insurance solutions designed to protect your crops and your income from a variety of natural and man-made risks. In this guide, we explore the different types of crop insurance available, how it works, and how to choose the right coverage for your farm.

Protect Your Rural Property from Natural Disasters

August 8, 2024
Rural properties are the backbone of Australia’s agricultural landscape, providing livelihoods to thousands of farmers and rural communities. However, living in regional areas often means facing unpredictable natural disasters such as bushfires, floods, and storms. Preparing your property for these risks can save not only valuable assets but also lives. In this guide, we explore practical steps rural property owners can take to protect themselves, and how rural insurance can help mitigate financial losses when disaster strikes.

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  • What is Construction Insurance?

    Liability Insurance protects your business from legal claims made by third parties for injuries, property damage, or financial loss caused by your business activities. This cover includes legal costs and compensation if your business is found to be at fault.

  • Who requires Construction Insurance?

    Construction Insurance is essential for builders, contractors, subcontractors, project owners, and developers. Many contracts mandate specific insurance requirements. This makes coverage a contractual necessity beyond risk management considerations.

  • What does Construction Insurance typically cover?

    Standard coverage includes:


    • Contract works.
    • Construction materials.  
    • Plant and equipment.
    • Third-party liability.

    It may also cover: 

    • Delay in start-up.
    • Professional indemnity.  

    • Environmental impairment liability.


  • Is Construction Insurance project-specific or annual?

    Liability Insurance covers claims made by third parties, not your employees. For injuries or accidents involving staff, you will need Workers’ Compensation Insurance.

  • What is the difference between Construction Insurance and Public Liability?

    Construction Insurance provides specific coverage for construction projects. This includes materials and works, while Public Liability addresses general third-party claims. Construction Insurance typically incorporates liability coverage specific to construction activities.

  • Are subcontractors covered under principal contractor policies?

    While not legally required for all businesses, Liability Insurance is highly recommended, particularly if your business interacts with the public, as claims can be costly and damaging to your business’s reputation.

  • When should Construction Insurance commence?

    Coverage should commence before any materials arrive on site or construction activities begin. This ensures protection from project inception through to practical completion or handover.

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