Construction Insurance
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Construction Insurance for your business.

Construction Insurance is designed to protect both the materials and equipment used in a construction project, as well as provide Third Party Liability cover for risks on-site. This includes damage from fire, theft, or storm, as well as covering legal liabilities arising during construction.

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About CONSTRUCTION INSURANCE

Comprehensive Protection for Your Construction Projects.

At Dunk Insurance, our Construction Insurance packages are designed to protect both the materials and equipment used during the building process, as well as cover any potential Third-Party Liability that may arise on-site.

Whether you’re working on a single project or need ongoing coverage, we offer tailored solutions to suit your specific needs.


Construction projects come with various risks, from fire and theft to legal liabilities. Our Construction Insurance safeguards you from these uncertainties, ensuring your project can proceed smoothly while protecting your financial interests.

Why Choose Dunk Insurance for Construction Insurance?

At Dunk Insurance, we bring over 40 years of experience in protecting construction projects across Australia. Specialising in Construction Insurance, we offer tailored coverage to safeguard your projects from the risks associated with building and construction, including damage to equipment, materials, and third-party liabilities.


We understand the unique challenges faced in the construction industry, whether you’re an owner-builder or a licensed contractor. Our personalised service ensures you get the right protection, allowing you to focus on completing your project without the worry of unexpected losses or liabilities.

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Safeguard Against Financial Losses

Unexpected events like fire, theft, or damage during construction can result in significant financial losses. Construction Insurance covers these risks, ensuring that materials and equipment are protected. This coverage helps you recover quickly without exhausting your financial resources.

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Protect Against Liability Claims

Accidents on construction sites can lead to injury or property damage. Construction Insurance provides liability cover, protecting you from costly legal claims and settlements, allowing you to focus on completing your project safely and efficiently.

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Ensure Project Continuity

What happens if a storm or theft disrupts your project? Construction Insurance ensures that your work continues with minimal downtime, covering the costs of damaged materials or stolen equipment so you can meet your deadlines and stay on track.

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Protect Your Workforce

Your workers are your greatest asset. Construction Insurance includes coverage for injuries or illnesses occurring on the job, protecting both your employees and your business from costly legal battles and compensation claims.

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Claims are made simple with Dunk Insurance.

The Way It Should Be.

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Report the incident

Contact our claims support team immediately to report the incident

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Provide details

Have your policy number and details of the incident ready.

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Assessment

Our team will assess the claim and guide you through any necessary documentation.

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Resolution

We aim to resolve claims swiftly, keeping you informed at every step.

For claims support, call us at (02) 6382 7447 or reach out to your local Dunk agent.

More Information About Claims

Stay informed and in the loop.

Checklist for Insuring Your Private Aircraft and Motor Vehicles

By Callum Gracie • August 8, 2024
Owning high-value assets such as private aircraft, motorcycles, or luxury vehicles is a significant investment that requires adequate protection. With the right insurance coverage, you can safeguard your assets from unexpected risks. In this guide, we’ll explore what to consider when insuring high-value items, the differences between insurance types, and common mistakes to avoid.

Understanding Crop Insurance

By Callum Gracie • August 8, 2024
Farming in Australia can be unpredictable, with everything from hail and floods to extreme heat posing a threat to crops. Protecting your livelihood through crop insurance is one of the best ways to manage the risks associated with running a farm. Whether you grow wheat, manage vineyards, or cultivate orchards, Dunk Insurance offers tailored crop insurance solutions designed to protect your crops and your income from a variety of natural and man-made risks. In this guide, we explore the different types of crop insurance available, how it works, and how to choose the right coverage for your farm.

Protect Your Rural Property from Natural Disasters

August 8, 2024
Rural properties are the backbone of Australia’s agricultural landscape, providing livelihoods to thousands of farmers and rural communities. However, living in regional areas often means facing unpredictable natural disasters such as bushfires, floods, and storms. Preparing your property for these risks can save not only valuable assets but also lives. In this guide, we explore practical steps rural property owners can take to protect themselves, and how rural insurance can help mitigate financial losses when disaster strikes.

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  • What is Liability Insurance?

    Liability Insurance protects your business from legal claims made by third parties for injuries, property damage, or financial loss caused by your business activities. This cover includes legal costs and compensation if your business is found to be at fault.

  • What types of Liability Insurance do you specialise in??

    Dunk Insurance offers a variety of liability coverage options including:


    • Public Liability: For injury or property damage claims arising from your business operations.


    • Product Liability: For damage or injury caused by products your business sells or supplies.

     

    • Association Liability: For non-profits or committees, covering legal risks faced by board members.

     

    • Event Liability: For organisers of public or private events, protecting against claims during the event.

  • Who needs Liability Insurance?

    Any business that interacts with the public, sells products, or operates from a physical location should consider Liability Insurance. It’s especially important for tradespeople, contractors, retailers, and event organisers.

  • Does Liability Insurance cover my employees?

    Liability Insurance covers claims made by third parties, not your employees. For injuries or accidents involving staff, you will need Workers’ Compensation Insurance.

  • What’s the difference between Public Liability and Product Liability?

    Public Liability covers incidents that occur on your premises or during your business activities, while Product Liability covers claims related to the products your business manufactures or sells, such as injury or damage caused by a faulty product.

  • Is Liability Insurance mandatory in Australia?

    While not legally required for all businesses, Liability Insurance is highly recommended, particularly if your business interacts with the public, as claims can be costly and damaging to your business’s reputation.

  • What should I do if my business operations change?

    It’s essential to inform your broker if your business grows, moves locations, or changes activities, as this can impact your coverage needs. Dunk Insurance will work with you to adjust your policy accordingly.

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