Home And Contents Insurance
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Your home and contents insurance specialist.

Home and Contents Insurance protects your home and everything inside it, including the structure, outdoor features like pools or sheds, and personal belongings such as jewellery and electronics. Dunk Insurance can tailor policies to cover accidental damage, valuables, or even specific landlord needs, like loss of rent or malicious damage by tenants.

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About Home And Contents Insurance

Protect Your Home and Valuables with Tailored Home and Contents Insurance

Our Home and Contents Insurance packages are designed to provide peace of mind by covering more than just your home’s structure. From fire, theft, and storm damage to protecting your most valuable assets like jewellery or electronics, we offer flexible policies that cater to your specific needs.

Whether it's your main residence or a rental property, comprehensive coverage ensures that your home and belongings are safeguarded against unexpected events.

Why partner with Dunk Insurance?

With over 40 years of trusted service, Dunk Insurance is dedicated to protecting what matters most—your home and its contents. As specialists in creating personalised insurance solutions, we ensure your home and belongings are fully covered, whether it's from fire, theft, or accidental damage.


Our deep understanding of regional markets, paired with a commitment to personalised, friendly service, means Dunk Insurance offers more than just a policy—we offer peace of mind.

Learn more about Dunk Insurance
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Protect Against Liability Claims

Accidents that occur on your property, such as someone being injured or damage caused by your pets, could result in costly liability claims. This insurance shields you from financial burdens related to these incidents, covering legal expenses and compensation.

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Ensure Your Home's Continuity

If a disaster forces you to temporarily leave your home due to repairs, Home & Contents Insurance can provide compensation for alternative accommodation and other related expenses, helping you maintain your living standards.

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Coverage for Your Personal Items

Your possessions, whether they are high-value items like jewellery or everyday appliances, are essential to your daily life. With this insurance, you can ensure that your valuables are protected both inside and outside your home..

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Our Claims Process Is Simple.

The Way It Should Be.

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Report the incident

Contact our claims support team immediately to report the incident

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Provide details

Have your policy number and details of the incident ready.

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Assessment

Our team will assess the claim and guide you through any necessary documentation.

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Resolution

We aim to resolve claims swiftly, keeping you informed at every step.

For claims support, call us at (02) 6382 7447 or reach out to your local Dunk agent.

More Information About Claims

Stay informed and in the loop.

Checklist for Insuring Your Private Aircraft and Motor Vehicles

By Callum Gracie • August 8, 2024
Owning high-value assets such as private aircraft, motorcycles, or luxury vehicles is a significant investment that requires adequate protection. With the right insurance coverage, you can safeguard your assets from unexpected risks. In this guide, we’ll explore what to consider when insuring high-value items, the differences between insurance types, and common mistakes to avoid.

Understanding Crop Insurance

By Callum Gracie • August 8, 2024
Farming in Australia can be unpredictable, with everything from hail and floods to extreme heat posing a threat to crops. Protecting your livelihood through crop insurance is one of the best ways to manage the risks associated with running a farm. Whether you grow wheat, manage vineyards, or cultivate orchards, Dunk Insurance offers tailored crop insurance solutions designed to protect your crops and your income from a variety of natural and man-made risks. In this guide, we explore the different types of crop insurance available, how it works, and how to choose the right coverage for your farm.

Protect Your Rural Property from Natural Disasters

August 8, 2024
Rural properties are the backbone of Australia’s agricultural landscape, providing livelihoods to thousands of farmers and rural communities. However, living in regional areas often means facing unpredictable natural disasters such as bushfires, floods, and storms. Preparing your property for these risks can save not only valuable assets but also lives. In this guide, we explore practical steps rural property owners can take to protect themselves, and how rural insurance can help mitigate financial losses when disaster strikes.

Protect your family and speak with Dunk Insurance today.

Book a free consultation.

  • What does Home and Contents Insurance cover?

    Home and Contents Insurance typically covers your home’s structure (including outbuildings, garages, and fences) and your personal belongings inside the house. This includes protection against theft, fire, natural disasters, accidental damage, and other unexpected events.

  • What are the benefits of having accidental damage cover?

    Accidental damage cover ensures that your home and contents are protected against unexpected events such as accidentally spilling wine on a carpet or breaking a window. This type of coverage adds an extra layer of protection beyond standard listed events.

  • Can I insure high-value items such as jewellery or electronics?

    Yes, you can add additional cover for high value items like jewellery, electronics, and other valuables. 


    Some policies automatically cover valuables up to a certain limit, but for items above this limit, they need to be listed separately in your policy.

  • Does Home and Contents Insurance cover natural disasters like bushfires and floods?

    Yes, most policies provide cover for a range of natural disasters, including bushfires, floods, and storms. However, the extent of coverage may vary depending on the location of your home and your specific policy. 


    Speak to Dunk Insurance to ensure your policy meets your needs for natural disaster protection.

  • How does the excess work in Home and Contents Insurance?

    The excess is the amount you agree to pay when making a claim. Policies often allow you to choose your excess amount. Opting for a higher excess can lower your premium, but you will pay more out-of-pocket if you make a claim.

  • Can I get cover for items taken outside the home, like laptops or cameras?

    Yes, many policies offer the option to insure portable items under “personal effects cover.” This ensures that valuable items like laptops, cameras, or jewellery are protected, even when taken outside the home, for loss, theft, or damage.

  • How do I make a claim on my Home and Contents Insurance?

    To make a claim, you can contact Dunk Insurance via our customer service line or online claims portal. We aim to make the process as smooth and efficient as possible, guiding you through the steps needed to assess the claim and process it quickly.

Talk to us today!

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