Orchard Insurance
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Your Orchard Insurance Specialist.

Running an orchard comes with many unique risks, from unpredictable weather to pests and diseases. Dunk Insurance provides tailored Orchard Insurance that protects your livelihood from potential losses caused by natural disasters, theft, equipment breakdown, and more.

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About Orchard InsuraNce

Comprehensive protection for your orchard.

At Dunk Insurance, we understand the challenges faced by orchard owners, from unpredictable weather to pest outbreaks. Our tailored Orchard Insurance offers robust coverage to protect your livelihood, ensuring that no matter what nature throws your way, your orchard remains secure. Whether it’s fire, storms, theft, or machinery breakdown, our insurance solutions provide peace of mind and financial stability for your business.


Operating an orchard comes with inherent risks, and a single unexpected event can lead to significant losses. With Dunk Insurance, you can customise your policy to cover the specific risks associated with running an orchard, allowing you to focus on growing your business while we handle the risks.

Why Choose Us for your Orchard Insurance?

We understand the unique risks and challenges that come with managing an orchard. With over 40 years of experience in offering tailored insurance solutions, we are dedicated to protecting your business from potential losses.

Specialising in Orchard Insurance, we provide comprehensive coverage that shields you from various risks such as damage from natural disasters, pests, theft, and machinery breakdown.


Our approach goes beyond offering just policies. We are committed to providing peace of mind through personalised service, ensuring your orchard receives the right protection, no matter the size or location.

Learn more about Dunk Insurance
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Protect Against Pest & Disease Outbreaks

Orchards are particularly vulnerable to pest infestations and diseases that can spread rapidly, affecting the quality and quantity of your harvest. Orchard Insurance provides coverage for these risks, ensuring your business is safeguarded against biological threats.

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Financial Impact from Machinery Breakdown

Your orchard relies on specialised machinery, such as irrigation systems and harvesting equipment. If this equipment fails, it could cause significant disruption. Insurance can cover the costs of repairs or replacements, allowing your operations to continue smoothly.

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Ensure Business Continuity

If a disaster forces you to halt production, business interruption coverage provides financial support to recover lost income and cover expenses during downtime, ensuring the continued stability of your orchard.

Our Claims Process Is Simple.

The Way It Should Be.

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Report the incident

Contact our claims support team immediately to report the incident

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Provide details

Have your policy number and details of the incident ready.

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Assessment

Our team will assess the claim and guide you through any necessary documentation.

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Resolution

We aim to resolve claims swiftly, keeping you informed at every step.

For claims support, call us at (02) 6382 7447 or reach out to your local Dunk agent.

More Information About Claims

Stay informed and in the loop.

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  • What does Orchard Insurance cover?

     Orchard Insurance covers a range of risks including damage from natural disasters like fire, hail, and storms, as well as losses due to pests, disease, and theft. It also provides coverage for business interruption and liability for third-party property damage or injury caused by your operations.

  • What common fruits need protection in NSW?

    In NSW, common fruits that need insurance protection include:


    - Apples (prone to hail and diseases like apple scab)

    - Citrus fruits (such as oranges and lemons, vulnerable to pests like fruit flies and drought)

    - Stone fruits (including peaches and cherries, affected by frost and disease)

    - Pears (subject to fire blight and extreme weather)

    - Avocados (sensitive to storms and fungal infections)

    - Figs (often at risk from birds and high winds)

    These fruits are grown extensively in NSW and require coverage to protect against environmental and pest-related risks.

  • Why is Orchard Insurance important for my business?

    Orchard Insurance is crucial for protecting your livelihood against unforeseen events such as extreme weather, pest infestations, or equipment breakdowns. Without this coverage, these risks could cause significant financial strain on your business.

  • Does Orchard Insurance include coverage for harvested produce in transit?

    Yes, many Orchard Insurance policies include protection for your harvested fruit or other produce while it's in transit, ensuring it reaches its destination without loss from accidents or theft.

  • Can I tailor the insurance to cover specific risks relevant to my orchard?

    Yes, Orchard Insurance policies can be customised to suit the specific needs of your orchard, such as particular crops or risks like machinery breakdown or seasonal work coverage.

  • Does Orchard Insurance provide public liability coverage?

    Yes, public liability coverage is typically included, which protects you in case of third-party injury or property damage caused by your orchard operations.

  • How does business interruption coverage work for orchards?

    Business interruption coverage compensates for lost income if your orchard operations are halted due to an insured event, such as a fire or storm. This helps cover ongoing expenses while your business recovers.

  • Are there discounts available for periods of non-production?

    Some policies may offer discounts or reduced premiums during periods of non-production, allowing you to adjust coverage based on your seasonal needs. Speak with your trusted Dunk rep for the latest information on this.

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