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Affordable Farm Motor Insurance for the Busy Australian Farmer

Specialised Vehicle Protection for Agricultural Operations


Farm Motor Insurance provides tailored coverage for essential agricultural vehicles. This includes cars, utilities, trucks, tractors, harvesters, bulldozers, and motorcycles. This specialised insurance protects farm vehicles against accidents, damage, and theft. We ensure critical equipment remains operational and protected throughout demanding agricultural cycles.

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About Farm Motor Insurance

Comprehensive Protection for Agricultural Fleet Assets

At Dunk Insurance, our Farm Motor Insurance solutions are specifically engineered for you. We cover vehicles and machinery essential to agricultural productivity. From utilities and trucks to tractors and motorcycles, we deliver comprehensive coverage. Our policies safeguard against accidents, theft, and damage exposures. Our specialised protection ensures valuable equipment remains operational, thus maintaining farm productivity. 


Our insurance solutions are customised to address specific agricultural operational demands. We ensure appropriate protection aligned with your unique requirements. Need to transport produce to market or operate specialised machinery across properties? Our comprehensive coverage protects your essential assets.

Why Choose Dunk Insurance for Farm Motor Insurance?

We possess over four decades protecting Australian agricultural operations. Dunk Insurance has established expertise in Farm Motor Insurance solutions. Our specialised coverage protects essential agricultural assets including utilities, trucks, tractors, and motorcycles.


Our comprehensive policies shield farm vehicles from damage, accidents, and theft exposures. They ensure uninterrupted agricultural operations and business continuity.

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Safeguard Against Operational Losses

Agricultural vehicles represent critical operational infrastructure. With damage or theft causing costly productivity disruptions. Farm Motor Insurance provides comprehensive coverage for repairs or replacements. It protects utilities, trucks, tractors, and specialised equipment. Plus, it ensures continued operations without financial setbacks.

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Protection Against Liability Exposures

Agricultural vehicle incidents can result in third-party property damage or injury claims. Farm Motor Insurance provides robust liability protection. We cover legal expenses and compensation obligations. This shields your operation from potential financial strain.

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Ensure Business Continuity

Equipment breakdowns or accidents often involve agricultural machinery. This can halt critical operations, severely impacting productivity. Comprehensive motor insurance enables rapid repair or replacement of essential equipment. We ensure minimal operational disruption.

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Comprehensive Fleet Protection

Agricultural vehicles represent substantial capital investments requiring comprehensive protection. Farm Motor Insurance covers diverse vehicle types. This includes utilities, trucks, trailers, and specialised equipment like tractors and harvesters. Our policies protect against accidents, theft, and damage to maintain operational efficiency.

Streamlined Claims Process.

The Way It Should Be.

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Report the incident

Contact our dedicated claims team immediately following any incident.

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Provide details

Supply policy details and comprehensive incident information.

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Assessment

Our specialists conduct thorough evaluations and guide documentation requirements.

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Resolution

We pursue expeditious claim resolution with transparent communication throughout.

For claims support, call us at (02) 6382 7447 or reach out to your local Dunk agent.

More Information About Claims

Stay informed and in the loop.

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Understanding Crop Insurance

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Farming in Australia can be unpredictable, with everything from hail and floods to extreme heat posing a threat to crops. Protecting your livelihood through crop insurance is one of the best ways to manage the risks associated with running a farm. Whether you grow wheat, manage vineyards, or cultivate orchards, Dunk Insurance offers tailored crop insurance solutions designed to protect your crops and your income from a variety of natural and man-made risks. In this guide, we explore the different types of crop insurance available, how it works, and how to choose the right coverage for your farm.

Protect Your Rural Property from Natural Disasters

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Rural properties are the backbone of Australia’s agricultural landscape, providing livelihoods to thousands of farmers and rural communities. However, living in regional areas often means facing unpredictable natural disasters such as bushfires, floods, and storms. Preparing your property for these risks can save not only valuable assets but also lives. In this guide, we explore practical steps rural property owners can take to protect themselves, and how rural insurance can help mitigate financial losses when disaster strikes.

Connect with Our Agricultural Insurance Specialists.

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  • What is Farm Motor Insurance and why is it essential?

    Farm Motor Insurance is a specialised insurance policy designed to protect the vehicles and machinery you use on your farm, such as utes, trucks, tractors, harvesters, and motorcycles. This insurance covers damage, theft, and accidents, ensuring that your essential farm operations can continue without costly disruptions.

  • What vehicle types receive coverage under Farm Motor Insurance?

    Comprehensive coverage typically includes:


    • Utilities, trucks, and trailers
    • Agricultural vehicles including tractors, harvesters, and bulldozers
    • Motorcycles utilised in farm operations

    • Personal and goods-carrying vehicles supporting agricultural activities

    Dunk Insurance tailors policies ensuring all critical farm vehicles receive appropriate protection.

  • Does coverage extend to unregistered farm vehicles?

    Yes, Farm Motor Insurance can provide coverage for unregistered vehicles, such as tractors or other machinery, as long as they are used within the bounds of the farm property. Be sure to discuss the specifics with your broker to ensure adequate coverage for these types of vehicles.

  • Can I bundle Farm Motor Insurance with other agricultural policies?

    Yes, you can bundle Farm Motor Insurance with complementary coverages. This includes crop and property insurance represents common practice. Consolidated coverage streamlines insurance management while potentially offering premium efficiencies. Dunk Insurance provides flexible packages ensuring comprehensive asset protection.

  • What happens following farm vehicle accidents?

    If your farm vehicle is involved in an accident, Farm Motor Insurance will cover the costs of repairs or replacement, depending on your policy. It can also cover third-party damage if your vehicle causes damage to other vehicles or property. Dunk Insurance will guide you through the claims process to ensure swift resolution.

  • Does coverage extend beyond farm boundaries?

    Yes, depending on policy specifications. Farm Motor Insurance can protect vehicles operating off-farm, including public roads. Coverage specifics require clarification with your Dunk Insurance representative ensuring appropriate protection.

  • How do I determine appropriate coverage levels?

    The right level of cover depends on the value of your vehicles, how they’re used, and the risks they face. Consider factors like the type of vehicle, its usage (on-farm or off-farm), and whether it’s registered or unregistered. Dunk Insurance will assess your needs and provide expert recommendations to ensure you have comprehensive protection.

  • Can multiple vehicles be insured under single policies?

    Yes, most farm motor policies allow you to insure multiple vehicles under one plan. This includes everything from utes and trucks to tractors and harvesters. Bundling vehicles under a single policy ensures comprehensive coverage and simplifies the management of your insurance.

  • How do I obtain a Farm Motor Insurance quote?

    Contact Dunk Insurance through our website or speak directly with experienced brokers. We'll assess your specific vehicle requirements and create tailored solutions. Our teams provide optimal coverage at competitive rates.

Talk to us today!

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