Farm Motor Insurance
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Affordable Farm Motor Insurance for the busy Australian farmer.

Farm Motor Insurance in Australia is tailored for farmers, providing coverage for essential vehicles like cars, utes, trucks, tractors, harvesters, bulldozers, and motorcycles. This insurance protects vehicles used on farms from accidents, damage, and theft, ensuring that key equipment remains protected and operational.

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About FARM Motor Insurance

Comprehensive Protection for Your Farm Vehicles

At Dunk Insurance, our Farm Motor Insurance is tailored to protect the vehicles and machinery essential to running your farm. Whether it’s your cars, utes, trucks, tractors, or motorbikes, we provide comprehensive coverage to safeguard against risks like accidents, theft, or damage.

By choosing our specialised farm motor insurance, you ensure that your valuable equipment remains protected, allowing your farm to operate smoothly without disruption.


Our insurance policies are customised to meet the specific demands of farming operations, ensuring you have the right protection for your unique needs. Whether you’re transporting goods or using agricultural machinery in the field, we’ve got you covered.

Why Choose Dunk Insurance for your Farm Motor Insurance?

At Dunk Insurance, we bring over 40 years of experience in safeguarding the vehicles and machinery that power Australian farms. Specialising in Farm Motor Insurance, we provide tailored coverage to protect essential assets such as utes, trucks, tractors, and motorcycles.

Our comprehensive policies ensure that your farm vehicles are shielded from the risks of damage, accidents, and theft, keeping your farm operations running smoothly.

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Safeguard Against Financial Losses

Farm vehicles are essential for daily operations, and damage or theft can cause costly disruptions. Farm Motor Insurance provides coverage for repairs or replacements, ensuring your utes, trucks, tractors, and other vehicles are protected, allowing your farm to keep running smoothly without financial setbacks.

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Protect Against Liability Claims

Accidents happen, and when they do, your farm vehicles could be involved in incidents that result in property damage or injuries to others. Farm Motor Insurance shields you from liability claims by covering legal expenses and compensation costs, protecting your farm from potential financial strain.

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Ensure Business Continuity

A breakdown or accident involving your farm machinery could halt operations and severely impact productivity. With comprehensive motor insurance, you’ll be able to repair or replace essential equipment quickly, ensuring your farm continues to operate with minimal disruption.

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Protect Your Farm Vehicles

Your farm vehicles are some of your most valuable assets, and Farm Motor Insurance offers coverage for a wide range of vehicles, including utes, trucks, trailers, and agricultural equipment like tractors and harvesters. This protection extends to accidents, theft, or damage, ensuring your operations continue to run smoothly.

Our Claims Process Is Simple.

The Way It Should Be.

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Report the incident

Contact our claims support team immediately to report the incident

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Provide details

Have your policy number and details of the incident ready.

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Assessment

Our team will assess the claim and guide you through any necessary documentation.

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Resolution

We aim to resolve claims swiftly, keeping you informed at every step.

For claims support, call us at (02) 6382 7447 or reach out to your local Dunk agent.

More Information About Claims

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Checklist for Insuring Your Private Aircraft and Motor Vehicles

By Callum Gracie • August 8, 2024
Owning high-value assets such as private aircraft, motorcycles, or luxury vehicles is a significant investment that requires adequate protection. With the right insurance coverage, you can safeguard your assets from unexpected risks. In this guide, we’ll explore what to consider when insuring high-value items, the differences between insurance types, and common mistakes to avoid.

Understanding Crop Insurance

By Callum Gracie • August 8, 2024
Farming in Australia can be unpredictable, with everything from hail and floods to extreme heat posing a threat to crops. Protecting your livelihood through crop insurance is one of the best ways to manage the risks associated with running a farm. Whether you grow wheat, manage vineyards, or cultivate orchards, Dunk Insurance offers tailored crop insurance solutions designed to protect your crops and your income from a variety of natural and man-made risks. In this guide, we explore the different types of crop insurance available, how it works, and how to choose the right coverage for your farm.

Protect Your Rural Property from Natural Disasters

August 8, 2024
Rural properties are the backbone of Australia’s agricultural landscape, providing livelihoods to thousands of farmers and rural communities. However, living in regional areas often means facing unpredictable natural disasters such as bushfires, floods, and storms. Preparing your property for these risks can save not only valuable assets but also lives. In this guide, we explore practical steps rural property owners can take to protect themselves, and how rural insurance can help mitigate financial losses when disaster strikes.

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  • What is Farm Motor Insurance, and why do I need it?

    Farm Motor Insurance is a specialised insurance policy designed to protect the vehicles and machinery you use on your farm, such as utes, trucks, tractors, harvesters, and motorcycles. This insurance covers damage, theft, and accidents, ensuring that your essential farm operations can continue without costly disruptions.

  • What types of vehicles are covered under Farm Motor Insurance?

    Farm Motor Insurance typically covers:


    - Utes, trucks, and trailers.


    - Agricultural vehicles like tractors, harvesters, and bulldozers.


    - Motorcycles used on the farm.


    - Personal and goods-carrying vehicles used for farm operations.


    Dunk Insurance will tailor your policy to meet your specific needs, ensuring that all critical farm vehicles are covered.

  • Does Farm Motor Insurance cover unregistered vehicles used on the farm?

    Yes, Farm Motor Insurance can provide coverage for unregistered vehicles, such as tractors or other machinery, as long as they are used within the bounds of the farm property. Be sure to discuss the specifics with your broker to ensure adequate coverage for these types of vehicles.

  • Can I bundle my Farm Motor Insurance with other farm-related policies?

    Yes, bundling Farm Motor Insurance with other farm-related policies, such as crop insurance or farm property insurance, is a common approach. Bundling allows you to streamline your insurance needs and can potentially offer cost savings. Dunk Insurance offers flexible packages to ensure all your farm assets are protected under one plan.

  • What happens if my farm vehicle is involved in an accident?

    If your farm vehicle is involved in an accident, Farm Motor Insurance will cover the costs of repairs or replacement, depending on your policy. It can also cover third-party damage if your vehicle causes damage to other vehicles or property. Dunk Insurance will guide you through the claims process to ensure swift resolution.

  • Does Farm Motor Insurance cover my vehicle while it’s off the farm?

    Yes, depending on your policy, Farm Motor Insurance can cover your vehicle while it’s off the farm, including when it’s on public roads or transporting goods. However, coverage specifics may vary, so it’s important to clarify these details with your Dunk Insurance representative to ensure you have the right protection.

  • How do I determine the right level of cover for my farm vehicles?

    The right level of cover depends on the value of your vehicles, how they’re used, and the risks they face. Consider factors like the type of vehicle, its usage (on-farm or off-farm), and whether it’s registered or unregistered. Dunk Insurance will assess your needs and provide expert recommendations to ensure you have comprehensive protection.

  • Can I insure multiple vehicles under the same policy?

    Yes, most farm motor policies allow you to insure multiple vehicles under one plan. This includes everything from utes and trucks to tractors and harvesters. Bundling vehicles under a single policy ensures comprehensive coverage and simplifies the management of your insurance.

  • How do I get a Farm Motor Insurance quote from Dunk Insurance?

    To get a quote for Farm Motor Insurance, simply contact Dunk Insurance through our website or speak to one of our experienced brokers. We’ll work with you to understand your farm’s specific vehicle needs and create a tailored solution that provides optimal coverage at competitive rates.

Talk to us today!

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